Development Lead

Citigroup Inc.; Dublin; Hybrid; EUR 93,000 - 140,000; Full time

Benefits offered by this job

Hybrid work model (up to 2 days atHome

Competitive base salary and benefits

Job summary

Citigroup Inc. in Dublin is seeking a Development Lead with techno-functional skills to build a Fraud Detection & Analytical Platform across Payments. You will lead a distributed team, design end-to-end payment flows, and ensure alignment with ISO 20022 and SWIFT formats.

The role combines deep engineering with payments expertise, requiring 10+ years in payments and 6+ years in techno-functional leadership. Hybrid work available.

Qualifications

• 10+ years of experience in Payments Domain with deep payments development knowledge.
• At least 6+ years in techno-functional lead or lead analyst capacity.
• Bachelor's or master's degree in computer science, information systems or finance technology.
• Strong payments knowledge including ACH, Wire, SWIFT and real-time payments; fraud/risk domain experience.
• Experience deploying ML models or analytical scoring engines in real-time production.

Responsibilities

• Lead techno-functional discussions and architect end-to-end payment flows for fraud detection.
• Drive development, mentoring, and technical direction of a distributed engineering team.
• Oversee agile execution, code/design reviews, and ensure security and performance standards.
• Coordinate integration with fraud risk scoring platforms and external networks.

Skills

Payments domain knowledge

Fraud risk domain

Analytical mindset

Leadership

Education

Bachelor's or master's degree in computer science

Information Systems / Finance Technology related field

Tools

Java

Spring Boot

RESTful microservices

MongoDB

Oracle

Confluent Kafka

IBM MQ

ISO 20022 / camt / pain

SWIFT MT formats

Job description

We are seeking a highly accomplished and dynamic Development Lead with Techno-Functional skills to join our Global Payments Technology team to build Fraud Detection & Analytical Platform across Payments. Requires knowledge in Java, Spring boot framework, Restful microservices, MongoDB/Oracle, real-time messaging systems like Confluent/Apache Kafka, IBM MQ, combined with a solid understanding of Payments systems and financial risk management.

This role is designed for a senior technical leader who possesses a blend of deep engineering capabilities and payments expertise.

What you’ll do

• Lead critical techno-functional discussions, architect end-to-end payment flows, and drive a high-performing development team to build, modernize, and maintain our core payment processing engines.
• Facilitate and lead architectural, design, and functional walkthroughs with enterprise architects, product owners, operations, and external clearing networks.

• Payment Flow Design: Design end-to-end payment processing workflows for Fraud Detection, covering Orchestration, routing, clearing, settlement, and exception handling.
• Standards Alignment: Ensure all payment solutions align with global messaging standards, specifically ISO 20022 (pain, pacs, camt) and legacy SWIFT MT formats.

2. Team Driving & Delivery Management

• Drive Development: Lead, mentor, and provide technical direction to a distributed team of software engineers and developers throughout the PDLC.
• Agile Execution: Drive sprint planning, backlog grooming, and daily stand-ups, ensuring the development team remains focused, unblocked, and aligned with delivery timelines.
• Code & Design Reviews: Conduct rigorous code and design reviews to ensure adherence to enterprise standards, security protocols, and performance benchmarks.
• Hands-on Contribution: Actively participate in high-level design, prototyping, and solving complex technical bottlenecks when required.

3. Payment Systems Engineering

• Integration Rails: Oversee the integration of payment engines with fraud detection platforms and Internal/External Fraud Risk scoring platforms
• Performance Tuning: Ensure processing systems meet strict non-functional requirements (NFRs) for high throughput, low latency, and 24/7 high availability.

What we’ll need from you

Education & Experience

• Bachelor's or master's degree in computer science, Information Systems, Finance Technology, or a related field.
• 10+ yearsof experience in Payments Domain and deep knowledge of Payments development with at least6+ yearsin a techno-functional lead or lead analyst capacity.

Domain & Soft Skills

• Payments Knowledge: Strong understanding of payment processing rails (e.g., ACH, Wire, SWIFT, Real-Time Payments).
• Fraud & Risk Domain: Prior experience building fraud detection, AML (Anti-Money Laundering), or risk‑scoring systems in a banking or fintech environment.
• Analytical Mindset: Experience deploying machine learning models or analytical scoring engines into real-time production environments.
• Leadership: Exceptional communication, stakeholder management, and team‑building capabilities.

What we can offer you

By joining Citi Dublin, you will not only be part of a business casual workplace with a hybrid working model (up to 2 days working at home per week), but also receive a competitive base salary (which is annually reviewed) and enjoy a whole host of additional benefits that support you (and your family) to be well, live well and save well. Discover more here.

Alongside these benefits Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self every day. We want the best talent around the world to be energized to join us, motivated to stay, and empowered to thrive.

Job Family Group

Technology

Job Family

Applications Development

Time Type

Full time

Primary Location Full Time Salary Range

93280,00€ - 139920,00€

Most Relevant Skills

Please see the requirements listed above.

Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.