Development Lead

Citibank (Switzerland) AG; Dublin; Hybrid; Confidential; Full time

Benefits offered by this job

Hybrid work model

Annual salary review

Additional benefits

Job summary

Citi Dublin is seeking a seasoned Techno-Functional Leader to architect end-to-end payment processing flows and drive a high-performing development team. You will oversee design reviews, ensure standards alignment, and coordinate with product owners, operations, and external networks.

The role requires 10+ years in payments and 6+ years in techno-functional leadership, with strong knowledge of ACH, SWIFT, and AML/risk scoring. A hybrid work model and competitive benefits are offered.

Qualifications

• 10+ years of Payments Domain experience with deep payments development knowledge.
• 6+ years in techno-functional lead or lead analyst roles.
• Strong understanding of payment rails (ACH, Wire, SWIFT, Real-Time).
• Experience building fraud detection or AML/risk scoring systems.
• Experience deploying ML models in real-time production environments.
• Excellent communication, stakeholder management and leadership skills.

Responsibilities

• Lead critical techno-functional discussions and architect end-to-end payment flows.
• Drive a high-performing development team through the full PDLC with agile practices.
• Oversee integration of payment engines with fraud detection and risk scoring platforms; ensure high availability.

Skills

Techno-functional leadership

Solution architecture

Team leadership

Agile execution

Code and design reviews

Hands-on contribution

Payment systems knowledge

Education

Bachelor's or Master's in CS/IS/Finance Tech

Job description

What you’ll do

1. Techno-Functional Leadership & Solution Architecture Lead critical techno-functional discussions, architect end-to-end payment flows, and drive a high-performing development team to build, modernize, and maintain our core payment processing engines. Facilitate and lead architectural, design, and functional walkthroughs with enterprise architects, product owners, operations, and external clearing networks.

   Payment Flow Design: Design end-to-end payment processing workflows for Fraud Detection, covering Orchestration, routing, clearing, settlement, and exception handling.

   Standards Alignment: Ensure all payment solutions align with global messaging standards, specifically ISO 20022 (pain, pacs, camt) and legacy SWIFT MT formats.

2. Team Driving & Delivery Management Drive Development: Lead, mentor, and provide technical direction to a distributed team of software engineers and developers throughout the PDLC. Agile Execution: Drive sprint planning, backlog grooming, and daily stand-ups, ensuring the development team remains focused, unblocked, and aligned with delivery timelines. Code & Design Reviews: Conduct rigorous code and design reviews to ensure adherence to enterprise standards, security protocols, and performance benchmarks. Hands-on Contribution: Actively participate in high-level design, prototyping, and solving complex technical bottlenecks when required.
3. Payment Systems Engineering Integration Rails: Oversee the integration of payment engines with fraud detection platforms and Internal/External Fraud Risk scoring platforms Performance Tuning: Ensure processing systems meet strict non-functional requirements (NFRs) for high throughput, low latency, and 24/7 high availability.

What we’ll need from you

Education & Experience Bachelor’s or master’s degree in computer science, Information Systems, Finance Technology, or a related field. 10+ years of experience in Payments Domain and deep knowledge of Payments development with at least 6+ years in a techno-functional lead or lead analyst capacity.

Domain & Soft Skills Payments Knowledge: Strong understanding of payment processing rails (e.g., ACH, Wire, SWIFT, Real-Time Payments). Fraud & Risk Domain: Prior experience building fraud detection, AML (Anti-Money Laundering), or risk-scoring systems in a banking or fintech environment. Analytical Mindset: Experience deploying machine learning models or analytical scoring engines into real-time production environments. Leadership: Exceptional communication, stakeholder management, and team-building capabilities.

What we can offer you

By joining Citi Dublin, you will not only be part of a business casual workplace with a hybrid working model (up to 2 days working at home per week), but also receive a competitive base salary (which is annually reviewed) and enjoy a whole host of additional benefits that support you (and your family) to be well, live well and save well.

Alongside these benefits Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self every day. We want the best talent around the world to be energised to join us, motivated to stay, and empowered to thrive.

Time Type: Full time

Primary Location Full Time Salary Range: 93 280,00 € - 139 920,00 €

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.