Claims Handler - Direct Settlement Motor (Part-Time)

FBD Insurance; Bluebell; On-site; EUR 25,000 - 38,000; Part time

Job summary

FBD Insurance in Ireland is seeking a part-time Claims Handler to manage motor damage claims from notification to closure, ensuring fair settlements within authority limits and service standards.

The role emphasizes customer service, accurate data capture, regulatory compliance (CPC, CICA, DP), and collaboration with management and fraud teams. Prior CIP in General Insurance is valued; two years of claims experience is preferred.

Qualifications

• Experience in handling insurance claims is essential.
• Two years' experience with motor damage claims preferred.
• Knowledge of CPC, CICA and Data Protection requirements is desirable.

Responsibilities

• Deal with policy indemnity and liability to settle claims while maintaining customer satisfaction and controlling costs.
• Establish and maintain reserves; ensure prudent reserving policy is followed.
• Provide technical guidance to customers, loss adjusters and solicitors; support fraud indicators review.

Skills

Interpersonal skills

Numerical skills

Written communication

Verbal communication

Education

CIP in General Insurance

Job description

Job Overview

• Handling all claims from notification through to closure within agreed authority limits and service standards, in order to obtain optimum settlement for the company and customer;
• Assist Management team where required, to monitor workflow, (to include telephony, electronic correspondence, mail) outstanding caseloads, processes, tasks and distribution of new claims;
• Be a point of contact and support for colleagues;
• Handling all incoming telephone and written communication from customers / policyholders, their representatives and all other interested parties in a pro-active manner and within SLA’s;
• Provision of excellent claims customer service to customers; their representatives; brokers; service providers and interested parties in a friendly, courteous and professional manner; ensuring a positive supportive customer experience throughout the claim process;
• Ensuring that critical detail is captured at all stages of the claim, as comprehensively and accurately as possible, to ensure that;
• All claims are handled appropriately; and that
• The data captured in respect of fraud indicators is directed to the Team Fraud Coordinator and/or Claims Investigation Team, to ensure maximum detection of fraudulent or exaggerated claims.

Job Overview

• Handling all claims from notification through to closure within agreed authority limits and service standards, in order to obtain optimum settlement for the company and customer;
• Assist Management team where required, to monitor workflow, (to include telephony, electronic correspondence, mail) outstanding caseloads, processes, tasks and distribution of new claims;
• Be a point of contact and support for colleagues;
• Handling all incoming telephone and written communication from customers / policyholders, their representatives and all other interested parties in a pro-active manner and within SLA’s;
• Provision of excellent claims customer service to customers; their representatives; brokers; service providers and interested parties in a friendly, courteous and professional manner; ensuring a positive supportive customer experience throughout the claim process;
• Ensuring that critical detail is captured at all stages of the claim, as comprehensively and accurately as possible, to ensure that;
• All claims are handled appropriately; and that
• The data captured in respect of fraud indicators is directed to the Team Fraud Coordinator and/or Claims Investigation Team, to ensure maximum detection of fraudulent or exaggerated claims.

Job Responsibilities

• Dealing with all issues in terms of Policy indemnity and liability in the appropriate manner and manage each claim to a satisfactory conclusion, maximising customer satisfaction and minimising cost to FBD. Fair to the customer, fair to FBD;
• Establish and maintain adequate claims reserves (ensuring prudent reserving policy is adhered to);
• Ensure best practice handling behaviour that supports attention to detail, challenge to service provider views, independent decision making, a proactive philosophy to information gathering, investigation and evaluation and availing of every opportunity to settle in the most cost effective settlement channel, with particular focus on the development and improvement in the FNOL process to deliver a premium customer and employee experience in line with strategic goals;
• Authorisation of claims payments within agreed authority levels;
• Provide technical advice to customers (claims process and what next steps are in relation to their claim); Loss Adjusters; Solicitors;
  

Job Responsibilities

• Ensure personal understanding of regulatory framework and compliance with regulatory standards for claims handling:
  • Consumer Protection Code (CPC);
  • Consumer Insurance Contract Act (CICA); and
  • Data Protection requirements.
• The ability to work proactively to ensure that personal and team objectives and targets are met;
• Reflect the Claims Department strategy of the customer centric approach;
• Undertake project work as required; and
• Actively participate in training and identifying training needs for team.

Education

• Candidates will ideally be Qualified Certified Insurance Practitioner (CIP) in General Insurance

Experiences

• Claims handling expertise, ideally a minimum of two years handling motor damage claims.

Competencies

• Excellent Interpersonal; numerical and communication (written and verbal) skills
• Drive for results
• Innovation and change orientation
• Planning; co-ordination and organising
• Problem solving / decision making
• Quality: High standards in all areas
• Team Building / Team Player
• Technical skills and knowledge

MCC

This is a CF5, CF6 control function role.

Footer

This role is being offered on a part-time basis. If any further information is required you can contract Bryan O'Connor directly for clarification.

This role can be absed in Bluebell or Mullingar.

FBD is an inclusive Equal Opportunity employer that considers applicants irrespective of their age, gender, ethnicity, culture, religion, language, sexual orientation, ability, disability and social circumstances.