Trainee RM Development Program — Credit & Sales Focus

CIMB; Indonesia; On-site; IDR 55,800,000 - 89,280,000; Full time

Job summary

CIMB is seeking a Trainee for the EBB RM Development Program in Pekanbaru to build foundational skills in relationship management and credit operations. The program emphasizes proactive debtor outreach, sales focus, and learning the end-to-end credit process from prospecting to credit signing, with mentorship and hands-on experience in commercial banking.

Ideal candidates are recent graduates with strong communication, a passion for sales, and the drive to fast-track their career in banking

Qualifications

• Bachelor degree in any major with GPA ≥ 3.0
• Age up to 27 years
• Fresh graduates allowed (≤1 year experience)
• High motivation and energetic
• Passionate about sales
• Good communication and interpersonal skills

Responsibilities

• Design daily and monthly sales activity plans to guide SPT achievement
• Seek proactively potential debtors to achieve business targets
• Provide financial consultation to debtors by identifying needs and offering products
• Manage EBB credit portfolio growth and optimize credit usage
• Oversee credit activities from preparation to approval and loan administration
• Assess debtor repayment ability by analysing business prospects, management, owners, and cash flow
• Monitor payment obligations to ensure healthy collectability
• Maintain early watchlists and inform management when needed

Skills

Sales drive

Communication

Interpersonal skills

Education

Bachelor degree with GPA >= 3.0

Job description

CIMB is seeking a Trainee for the EBB RM Development Program in Pekanbaru to build foundational skills in relationship management and credit operations. The program emphasizes proactive debtor outreach, sales focus, and learning the end-to-end credit process from prospecting to credit signing, with mentorship and hands-on experience in commercial banking.

Ideal candidates are recent graduates with strong communication, a passion for sales, and the drive to fast-track their career in banking