Relationship Manager Emerging Business Banking

Permata Bank; Denpasar; On-site; IDR 180,000,000 - 300,000,000; Full time

Job summary

PermataBank is seeking an experienced SME Banking professional in Indonesia to acquire and deepen relationships with small-to-medium enterprise clients. The role focuses on understanding client needs, advising on transactional and lending solutions, and maintaining compliance with regulations.

You will work closely with business partners to deliver appropriate financing and banking services, while growing revenue and ensuring customer satisfaction across SME portfolios.

Qualifications

• Bachelor's degree in any major with business exposure is preferred.
• Experience in SME banking and client relationship management is required.
• Strong analytical, problem solving, and negotiation skills.

Responsibilities

• Acquire new SME (Emerging Business Banking) customers.
• Maintain and deepen relationships with existing and prospective SME clients.
• Identify customer needs for transaction and lending solutions.
• Act as a business partner, advising on alternative solutions and services.
• Deliver quality lending and monitor loan performance.
• Ensure compliance with prevailing regulations.

Skills

SME Banking

Relationship Management

Lending / Credit

Analytical thinking

Communication

Education

Bachelor's Degree

Job description

Company Description

We are one of the top 10 biggest banks in terms of assets in Indonesia and listed in the Indonesia Stock Exchange, that offer banking products and services that help people and companies to succeed, creating wealth and growth through our Retail Banking, SME and Wholesale businesses.

Why PermataBank?

Here at PermataBank, you will Learn, Grow, and Make A Difference

You will have the appetite and the ability to learn many things, challenged to grow beyond ways you can imagine, and see the incredible difference you would have made along the journey.

This is our platform for you. We cannot promise a smooth ride, but rest assured, it is going to be a meaningful journey!

• Learn : We always think innovatively to improve the way we work, making it easier, better and faster.
• Grow : We provide excellent service to customers and encourage excellent performance in our daily work.
• Make a difference : We understand each other and together build strong relationships with internal and external parties based on mutual respect.

Job Description

• Acquiring new SME (Emerging Business Banking)
• Maintaining, growing, and deepening relationship with exisitng and prospective such customers
• Identifying customer needs for transaction solutions
• Play the role of customer business partner, providing advice on suitable alternative solutions and customer service
• Delivering quality lendings, monitoring loan performance
• Complying with prevailing regulation

Job Requirements

• Minimum Bachelor's Degree in any major
• Business background with minimum 2 years experience in SME Banking
• Good knowledge in Banking Industry
• Good interpersonal, relationship and communication skills
• Confident with strong business acumen, analytical ability and problem solving skills
• Persistence in pursuing business opportunities.
• Target oriented

PT Bank Permata Tbk hereby informs that the company does not impose any charges in the employee recruitment process.