Payments Ops & Reconciliation Specialist

YTL Sea Digital Bank Project

Babakan Madang

On-site

IDR 89,280,000 - 133,920,000

Full time

7 days ago

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Job summary

YTL Sea Digital Bank Project is seeking a Payments & Reconciliations Operations Specialist to perform day-to-day payment processing for Business Banking customers, ensuring accuracy, timeliness, and adherence to service levels.

You will handle processing, verification, reconciliation, exception handling, and liaison with internal teams and banks, while maintaining strong risk controls and contributing to process improvements.

Qualifications

Bachelor's degree in Banking, Finance, Accounting, Business or related discipline.
1–3 years of relevant experience in banking operations or financial services.
Good analytical and problem-solving skills.
Strong attention to detail and ability to work under time-sensitive conditions.
Excellent communication and stakeholder-management skills.

Responsibilities

Process and verify business banking payment transactions according to procedures.
Handle RPP payments, fund transfers, GIRO and RENTAS instructions.
Ensure payments meet cut-off times and SLAs.
Perform maker/checker activities and transaction verification when required.
Monitor queues, follow up on pending/rejected transactions, and resolve issues.
Reconcile daily payments and maintain supporting documentation.
Escalate risks, control gaps, and suspicious activities when needed.
Support Relationship Managers and other stakeholders on payment matters.