Life Underwriter - Risk Assessment & Approvals

Prudential Indonesia (PT Prudential Life Assurance); Jakarta Pusat; On-site; IDR 120,000,000 - 240,000,000; Full time

Job summary

Prudential Indonesia (PT Prudential Life Assurance) invites an experienced Life Underwriter to join our underwriting team in Jakarta. You will perform complete initial underwriting for SPAJ applications, review documents, analyze information, and determine risk within authorized limits.

You will collaborate with leaders, ensure turnaround times, maintain documentation, and pursue ongoing professional development through training or certifications.

Qualifications

• Bachelor's degree in Insurance or Public Health (medical doctor or biology preferred).
• Strong analytical and decision-making skills.
• High attention to detail and accuracy.
• Ability to manage multiple cases within service turnaround times.
• Pleasing personality, good attitude and teamwork.
• Good communication and coordination skills.
• Ability to guide and support junior underwriting staff when required.

Responsibilities

• Perform complete initial underwriting for new business applications (SPAJ), including non-medical and medical cases.
• Review the completeness and validity of documents in accordance with SOPs.
• Analyze underwriting information, including SPAJ answers, amendments, and supporting documents (medical, legal, financial).
• Assess risk and determine underwriting decisions: standard, exclusion, substandard, postpone, or decline, within the authorized limit.
• Issue administrative and medical requirements as part of the underwriting process.
• Ensure underwriting decisions are accurate, well-documented, and compliant with internal policies and regulatory requirements.

Skills

Analytical thinking

Decision making

Attention to detail

Team collaboration

Communication

Mentoring junior staff

Education

Bachelor's degree in Insurance or Public Health (medical doctor or biology preferred)

Tools

Life Asia or equivalent platforms

Job description

Prudential Indonesia (PT Prudential Life Assurance) invites an experienced Life Underwriter to join our underwriting team in Jakarta. You will perform complete initial underwriting for SPAJ applications, review documents, analyze information, and determine risk within authorized limits.

You will collaborate with leaders, ensure turnaround times, maintain documentation, and pursue ongoing professional development through training or certifications.