Funding Manager

PT. Sahabat Mikro Fintek; Jakarta Pusat; On-site; IDR 360,000,000 - 600,000,000; Full time

Job summary

PT Sahabat Mikro Fintek in Jakarta is seeking a Funding Manager to lead funding initiatives, build lender relationships, and ensure compliant funding execution. The role requires collaboration with cross-functional teams to optimize cost of funds and maintain funding capacity.

The ideal candidate has 5–8 years in funding or related fields, with strong negotiation and analytical skills, and a proactive, independent work style in a fast-paced environment.

Qualifications

• Bachelor degree in Finance, Business, Economics, or related field.
• 5–8 years of experience in funding, relationship management, or capital markets.
• Proven ability to source and manage lender relationships and funding partners.
• Strong negotiation, analytical, and stakeholder management skills.

Responsibilities

• Source and develop new lender opportunities and manage the funding pipeline.
• Negotiate funding terms, pricing, structures, and agreements.
• Build and maintain strong lender relationships and ensure timely execution.
• Collaborate with Finance, Risk, Product, IT, Operations, and Legal teams.
• Monitor pipeline, liquidity needs, and market developments.
• Prepare funding analyses and recommendations for Management.
• Ensure proper documentation and compliance with policies and regulations.

Skills

Relationship management

Funding expertise

Negotiation

Analytical skills

Education

Bachelor's degree in Finance, Business or Economics

Job description

As a Funding Manager, you will be responsible for executing the company's funding activities, with a strong focus on sourcing and managing Lender relationships to support business growth. You will work closely with Management and cross-functional teams to ensure effective funding execution, competitive cost of funds, and sustainable funding capacity.

Key responsibilities

• Source and develop new Lender opportunities, manage the funding pipeline, and support negotiations on funding terms, pricing, structures, and agreements
• Build and maintain strong relationships with existing and prospective Lenders, ensuring effective communication and timely execution of funding transactions
• Collaborate with Finance, Risk Management, Product, IT, Operations, and Legal teams to ensure funding arrangements meet business, risk, and operational requirements
• Monitor funding pipeline, utilization, cost of funds, liquidity needs, and market developments to identify opportunities and potential risks
• Prepare funding analysis, performance updates, and recommendations to support Management in funding-related decisions
• Ensure timely execution and proper documentation of funding transactions in accordance with internal policies, contractual obligations, and applicable regulations
• Stay informed on market trends, Lender appetite, and industry developments to identify new funding opportunities and support the company's funding strategy

About you

• Bachelor's degree in Finance, Business, Economics, or a related field
• Minimum 5-8 years of experience in funding, relationship management, business development, capital markets, banking, or related fields
• Proven experience in sourcing and managing relationships with Lenders, financial institutions, or funding partners
• Good understanding of financial markets, funding instruments, lending structures, and relevant regulations
• Strong negotiation, analytical, communication, and stakeholder management skills
• Strong ownership and ability to manage multiple priorities in a fast-paced environment
• Proactive, agile, adaptable, and able to work independently as well as collaboratively

Unlock job insights

PT Sahabat Mikro Fintek or proudly we call SAMIR, is a leading Peer-to-Peer financial technology platform, licensed and monitored by the Otoritas Jasa Keuangan.

Our Vision: To be a transformative force in the fintech landscape, driving economic growth and enhancing community welfare.

Our Mission: To break down barriers and make financial access a reality for everyone, ensuring that every individual can thrive in the world of finance and improve the financial literacy for our society.

By simplifying access to financial services, we're not just impacting lives, but also we're creating opportunities for growth and prosperity, especially for our "Samiritans".

PT Sahabat Mikro Fintek or proudly we call SAMIR, is a leading Peer-to-Peer financial technology platform, licensed and monitored by the Otoritas Jasa Keuangan.

Our Vision: To be a transformative force in the fintech landscape, driving economic growth and enhancing community welfare.

Our Mission: To break down barriers and make financial access a reality for everyone, ensuring that every individual can thrive in the world of finance and improve the financial literacy for our society.

By simplifying access to financial services, we're not just impacting lives, but also we're creating opportunities for growth and prosperity, especially for our "Samiritans".