Business Development - Digital Business

PT Bank Digital BCA (BCA Digital); Jakarta Pusat; On-site; IDR 150,000,000 - 200,000,000; Full time

Job summary

PT Bank Digital BCA (BCA Digital) is seeking a professional to manage business activities and projects. The ideal candidate will have a strong background in digital banking, with at least 2-4 years of relevant experience.

Your role involves analyzing customer needs, developing partnerships and marketing strategies, and enhancing transaction volumes. Excellent communication skills and proficiency in English and Indonesian are required.

Qualifications

• 2-4 years in Digital Business/Banking or Partnerships.
• 2 years in Banking Industry.
• Fluency in English and Indonesian.

Responsibilities

• Manage business activities and projects.
• Analyze customers' needs for banking solutions.
• Develop business concepts with partners.
• Increase transaction volume and profitability.
• Manage customer portfolio.
• Evaluate business acquisition programs.

Skills

Business analysis

Project management

Excellent communication

Negotiation

Stakeholder management

Proficient in office productivity tools

Education

Bachelor’s degree in business/finance/marketing/management

Tools

CRM/analytics

Job description

Responsibilities

• Responsible for and reporting to the Head of the Digital Business regarding the management of business activities and projects handled.
• Conducting analysis of customers’ specific needs and business requirements to provide appropriate banking solutions.
• Developing business concepts and cooperation programs with business partners, both regular and seasonal, and fostering good relationships with these partners.
• Building, developing, and managing collaborations with existing and potential business partners that can support the Bank’s business growth.
• Increasing transaction volume growth and profitability for every banking product, service, and solution.
• Managing the existing customer portfolio to support the achievement of the Bank’s targets. Preparing and providing business progress reports for the Bank.
• Conducting evaluations and reporting on the implementation of business acquisition and development programs, as well as performing necessary follow-ups.
• Collaborating with supporting units (such as Legal, Risk, and Compliance) in drafting cooperation agreements with business partners, including the required assessments.
• Coordinating with other work units, including Growth & Acquisition and Marketing Communication, in developing marketing strategies for funding products and services.

Qualifications

• Bachelor’s degree in business/finance/marketing/management or related field.
• Having the working experience minimum 2-4 years in Digital Business/Banking, BD, or Partnerships.
• Having the working experience minimum 2 years in Banking Industry
• Strong business analysis and project management; proven partner management.
• Knowledge of banking products, digital ecosystems, and regulatory touchpoints (Legal/Risk/Compliance).
• Skilled in proposals, partnership decks, and business reporting; data-driven with KPI orientation.
• Excellent communication, negotiation, and stakeholder management; proactive, target-driven, and agile.
• Highly collaborative and able to work with various stakeholders internally and externally.
• Strong ownership, accountability, and result‑oriented mindset.
• Ability to adapt quickly to market movement and fast‑paced business environments.
• Willingness to continuously develop processes, tools, and team capabilities to optimize business development workflow.
• Proficient in office productivity tools; CRM/analytics a plus; fluent in English & Indonesian.