Team Head, Credit Analytics & Support (Rank: VP)

OCBC; Hong Kong; On-site; HKD 600,000 - 900,000; Full time

Job summary

OCBC Hong Kong seeks a seasoned credit analytics and support team lead to manage daily operations of the Business Management Unit – Credit Analytics & Support Team, guiding analytics, financial spreading, and ratings.

You will collaborate with Credit & Loan Operations to streamline credit approvals and disbursements, conduct portfolio analyses and reviews, and ensure adherence to credit policies and regulatory requirements.

Qualifications

• Minimum 5 years' experience in Corporate/Commercial Banking.
• Credit Support and team leadership experience is a plus.
• Proficient in MS Office applications; strong communication and problem solving.

Responsibilities

• Lead the team to perform credit analytics and support tasks including financial spreading and ratings.
• Implement portfolio control, monitoring and reporting in a timely and accurate manner.
• Collaborate to streamline credit approval and loan disbursement processes.
• Conduct portfolio analysis/reviews and participate in bank-wide credit projects.
• Liaise with frontline and internal teams to review credit workflows and guidelines.
• Ensure adherence to internal credit policies and regulatory requirements.
• Participate in ad-hoc credit-related tasks and system enhancement projects.

Skills

Credit analytics

Team leadership

MS Excel

MS Word

Communication skills

Problem-solving

Attention to detail

CRM knowledge

Education

University degree in business related disciplines

Tools

MS Excel

MS Word

Job description

The role will lead the Business Management Unit – Credit Analytics & Support Team in daily operations and credit-related ad-hoc projects if necessary.

What you will be doing

• Lead the team to perform credit analytics and support tasks including financial spreading, searches and ratings
• Proactively implement credit portfolio control, monitoring and reporting in a timely and accurate manner
• Collaborate with Credit & Loan Operation to streamline processes in credit approval and loans disbursement
• Assist to conduct credit portfolio analysis / portfolio review and participate in bank-wide credit related projects
• Liaise with frontlines and internal teams to formulate and review internal workflows and guidelines on credit-related aspects
• Ensure the Division is following the bank’s governing credit policies and regulatory requirement
• Perform ad-hoc credit-related tasks and projects including audit reviews and system enhancement projects

What we are looking for

• University degree in business related disciplines
• Minimum 5 years' experience, preferably in Corporate/Commercial Banking
• Proficient in MS Office applications including MS Word and Excel
• Experience in Credit Support and Team Leading is an advantage
• Strong communication and problem-solving skills
• Attentive to details and proactive
• Possess ECF - Credit Risk Management (CRM) - Professional level - Role 1 & 2 is preferred