VP, Credit Solution (Private Wealth Management, Up to 100k)

Manpower Services (Hong Kong) Limited; Hong Kong; On-site; HKD 670,000 - 1,116,000; Full time

Job summary

Manpower Services (Hong Kong) Limited is seeking a Vice President of Credit Solution within Private Wealth Management in Hong Kong. The role originates, structures, and executes bespoke lending solutions for high-net-worth clients, advising on Lombard lending, mortgages, liquidity facilities and other credit products.

The candidate will conduct in-depth credit analysis, develop customized credit strategies aligned with wealth objectives, and collaborate with Risk, Legal, Compliance, and

Qualifications

• Bachelor's degree in Finance, Business, Economics, or related discipline.
• 5+ years of relevant experience in private banking, wealth management, or credit advisory.
• Strong knowledge of lending products, underwriting, and risk management.

Responsibilities

• Credit Advisory & Structuring: Originate, structure, and execute bespoke lending solutions for HNW/UHNW clients.
• Credit Risk & Portfolio Management: Conduct financial and credit analysis, prepare proposals, monitor risk and compliance.
• Stakeholder Collaboration: Work with Risk, Legal, Compliance, Operations, and Product teams to ensure seamless execution.

Skills

Credit analysis

Lending products

Stakeholder mgmt

Communication

Education

Bachelor's degree

Job description

VP, Credit Solution (Private Wealth Management, Up to 100k)

• Originate, structure, and execute bespoke lending solutions for HNW and UHNW clients.
• Advise clients on a broad range of credit products, including:
  • Lombard lending
  • Securities-backed financing
  • Residential and commercial mortgages
  • Liquidity facilities
  • Asset-backed lending
  • Specialty financing solutions
• Assess client financing requirements and develop customized credit strategies aligned with their wealth objectives.

Responsibilities

• Credit Advisory & Structuring
  • Originate, structure, and execute bespoke lending solutions for HNW and UHNW clients.
  • Advise clients on a broad range of credit products, including:
    • Lombard lending
    • Securities-backed financing
    • Residential and commercial mortgages
    • Liquidity facilities
    • Asset-backed lending
    • Specialty financing solutions
  • Assess client financing requirements and develop customized credit strategies aligned with their wealth objectives.
• Credit Risk & Portfolio Management
  • Conduct detailed financial and credit analysis, including cash flow, leverage, collateral, and risk assessment.
  • Prepare and present credit proposals for internal approval committees.
  • Monitor credit portfolios and ensure ongoing compliance with lending policies and risk frameworks.
  • Proactively identify and mitigate credit risks while maintaining high service standards.
• Stakeholder Collaboration
  • Work closely with Risk, Legal, Compliance, Operations, and Product teams to ensure seamless execution of credit transactions.
  • Support process improvement initiatives to enhance client experience and operational efficiency.
  • Provide training and guidance to Relationship Managers on credit products and lending solutions.

Qualifications & Experience

• Bachelor's degree in Finance, Business, Economics, Accounting, or a related discipline.
• 5+ years of relevant experience in private banking, wealth management, commercial banking, or credit advisory.
• Strong knowledge of lending products, credit underwriting, and risk management principles.
• Demonstrated experience serving HNW and UHNW clients.
• Solid understanding of investment products and wealth management solutions.
• Proven ability to structure complex financing transactions.
• Excellent communication, presentation, and stakeholder management skills.