Vice President Credit Risk Management

ALL-STAR AGENCY; Hong Kong; On-site; HKD 1,200,000 - 1,800,000; Full time

Job summary

ALL-STAR AGENCY in Hong Kong seeks a VP, Credit Risk Management to shape the bank's credit risk monitoring framework and strengthen internal controls across the corporate lending book.

You will lead portfolio reviews, develop stress testing capabilities, and drive risk analysis while reporting to senior management. The role emphasizes early warning, risk management, and regulatory compliance within a growing regional bank.

Qualifications

• University graduate in Finance, Economics, Risk Management, or a related discipline.
• CFA, Accountant, and/or FRM certification is a plus; HKIB ECF-CRM preferred.

Responsibilities

• Conduct consistent portfolio reviews on asset quality and identify emerging risk, with risk reporting to senior management.
• Design and execute credit risk stress testing and scenario analysis to assess portfolio resilience and inform risk appetite.
• Enhance the loan management framework, including early warning systems, monitoring triggers, and remediation processes.
• Drive industry and country risk analysis and lead ad hoc credit risk projects to manage concentration and counterparty risk.
• Conduct internal control testing to ensure enforcement of credit risk policies and procedures.
• Review internal guidelines, procedures, and policies for regulatory compliance.
• Proactively manage Early Warning accounts to prevent deterioration in asset quality.
• Assist the department in handling internal and external audit activities.
• Perform any other duties as assigned by the Head of Credit Risk Management

Skills

Analytical skills

Communication skills

Interpersonal skills

Education

Finance/Economics/Risk Management degree

Job description

A regional corporate bank is seeking a VP, Credit Risk Management, join its Risk Management department. This is a newly created headcount offering the opportunity to shape the bank's credit risk monitoring framework, drive portfolio quality, and strengthen internal controls across the corporate lending book.

You will perform active portfolio review, provide credit risk internal control testing, and deliver continuous credit control and monitoring expertise — with a strong emphasis on stress testing, scenario analysis, and enhancing the loan management framework.

Key Responsibilities

• Conduct consistent portfolio reviews on bank asset quality, with responsibility for emerging risk identification, senior management risk reporting, and ongoing monitoring and assessment
• Design and execute credit risk stress testing and scenario analysis to assess portfolio resilience under adverse conditions and inform risk appetite decisions
• Enhance and strengthen the loan management framework, including early warning systems, monitoring triggers, and remediation processes
• Drive industry and country risk analysis, and lead ad hoc credit risk projects to proactively manage credit risk, concentration risk, and counterparty credit risk
• Conduct internal control testing to ensure effective enforcement of credit risk policies and procedures
• Review internal guidelines, procedures, and policies to ensure compliance with external regulations
• Proactively manage all Early Warning accounts to prevent further deterioration in asset quality
• Assist the department in handling internal and external audit activities
• Perform any other duties as assigned by the Head of Credit Risk Management

Requirements

• University graduate in Finance, Economics, Risk Management, or a related discipline
• CFA, Accountant, and/or FRM certification is a plus; HKIB ECF-CRM preferred
• 7+ years of solid experience in post-approval credit risk stress testing, special assets management, Basel credit risk capital implementation (Basel III, IV RWA computation), and counterparty credit risk management
• Strong analytical, communication, and interpersonal skills
• Good command of both spoken and written English and Chinese

Why This Role?

• Newly created headcount with genuine scope to shape the credit risk monitoring and control function
• Direct exposure to senior management through risk reporting and portfolio reviews
• Opportunity to drive meaningful enhancements to stress testing, scenario analysis, and loan management frameworks
• Competitive package and career progression within a growing regional commercial bank