Director - Credit Risk and Business Analytics

NexusSearch International Limited; Hong Kong Island; On-site; HKD 1,200,000 - 1,800,000; Full time

Job summary

A leading financial services firm in Hong Kong is seeking a Director for Credit Risk and Business Analytics. This role involves optimizing unsecured portfolios, leading a team, and developing analytics-driven credit decision tools. The ideal candidate should thrive in a fast-paced environment and possess strong problem-solving and team collaboration skills. You'll work closely with multiple functions to drive business initiatives and ensure effective risk management. This position offers an opportunity to make impactful decisions in credit risk management.

Qualifications

• Proven track record in credit risk management and business analytics.
• Ability to manage multiple tasks in a fast-paced environment.
• Experience in leading teams and developing staff.

Responsibilities

• Monitor unsecured portfolios and optimize risk-reward outcomes.
• Develop credit tests and enhance credit decision tools.
• Collaborate with cross-functional teams for risk control actions.
• Lead the Business Analytics team to provide business insights.

Skills

Problem-solving

Team collaboration

Adaptability

Analytical thinking

Tools

Credit Scorecards

Segmentation Models

Decision Engine

Job description

Director - Credit Risk and Business Analytics

About the job Director - Credit Risk and Business Analytics

About you

• You're a go-getter with mad juggling skills (or multiple hats) who can thrive in a fast-paced, agile environment
• You have a strong thirst for knowledge and are driven to find solutions that don't exist yet
• You are comfortable with ambiguity and extremely resourceful (in your past life you could've been a detective)
• You always find a way to get things done without sacrificing the quality of your work, integrity and values. No task is off limits for you
• You are humble and prioritize the success of the team over your own with an eagerness to help those around you
• You don't shy away from challenges and have the ability to bounce back from setbacks

What youll do and what success looks like in this role

• Closely monitor Unsecured Portfolios performance and implement actions to optimize risk-reward outcome
• Develop and monitor credit tests to identify area of improvement in underwriting policies
• Develop, monitor and enhance utilization of various credit decision tools such as Credit Scorecards, Segmentation Models, Credit Bureau, Decision Engine etc. for credit risk management
• Manage any impacts resulting from a shift in external environmental/regulatory change
• Ride on innovative tech solution to manage and optimize end-to-end consumer credit process
• Leading Business Analytics team to provide different in-depth business insights
• Collaborate with other functions such as Product, Marketing, Technology etc. to drive various business initiatives and proper execution on risk control and policy actions
• Recruit, train, coach and develop staffs to build bench-strength of the team to drive best-in-class Risk Management