Senior Unsecured Loan Credit Specialist

Dah Sing Financial Group; Hong Kong; On-site; HKD 300,000 - 420,000; Full time

Job summary

Dah Sing Financial Group is seeking a dedicated professional to approve unsecured loan products within delegated authority and ensure compliance with credit policies. You will assess applications, maintain high service standards, and support the team with related tasks in a fast-paced environment.

The role requires solid experience in credit assessment and loan approvals, strong analytical skills, and proficiency in MS Office.

Qualifications

• Minimum HKDSE or equivalent; post-secondary education preferred.
• At least 3 years of experience in credit assessment and loan approvals.
• ECF certification will be an advantage.
• Credit knowledge in Personal/Unsecured Loans products.

Responsibilities

• Assessing and approving unsecured loans within delegated authority.
• Ensure loans are granted in compliance with Credit Policy and HKMA guidelines.
• Provide quality service for internal customers and handle daily applications within time frames.
• Assist supervisor with tasks and activities as needed.
• Act as backup to support other products credit approval.

Skills

Credit assessment

Loans approval

Analytical mind

MS Office

Education

HKDSE or equivalent

Post-Secondary experience preferred

Tools

MS Office

Job description

Dah Sing Financial Group is seeking a dedicated professional to approve unsecured loan products within delegated authority and ensure compliance with credit policies. You will assess applications, maintain high service standards, and support the team with related tasks in a fast-paced environment.

The role requires solid experience in credit assessment and loan approvals, strong analytical skills, and proficiency in MS Office.