Credit Initiations Lead — Unsecured Lending

Standard Chartered; Hong Kong; Híbrido; HKD 520 000 - 900 000; Tempo integral

Vantagens oferecidas por esta oferta de emprego

Flexible working options

Competitive salary

Wellbeing support

Learning and development opportunities

Resumo da oferta

Standard Chartered in Hong Kong is seeking an experienced Credit Initiation professional to assess and approve unsecured lending products within delegated authority. You will review credit reports and financial statements to determine creditworthiness, and manage underwriting timelines in line with Credit Policy and HKMA guidelines.

The role emphasizes collaboration with stakeholders to identify risks and support new product launches, with a focus on governance, compliance, and operational

Qualificações

• 5–8 years of experience in credit initiation for unsecured lending.
• Bachelor degree or equivalent professional qualification.

Responsabilidades

• Perform manual credit underwriting for unsecured lending products within delegated authority.
• Review credit reports and financial documents to assess creditworthiness.
• Manage underwriting turnaround time and ensure compliance with policies.
• Support launch of new products/projects and lead credit initiation changes.
• Collaborate with stakeholders on risk identifications post-approval.

Conhecimentos

Credit underwriting

Unsecured lending

Credit assessment

Stakeholder collaboration

Formação académica

Bachelor degree

Descrição da oferta de emprego

Standard Chartered in Hong Kong is seeking an experienced Credit Initiation professional to assess and approve unsecured lending products within delegated authority. You will review credit reports and financial statements to determine creditworthiness, and manage underwriting timelines in line with Credit Policy and HKMA guidelines.

The role emphasizes collaboration with stakeholders to identify risks and support new product launches, with a focus on governance, compliance, and operational