Senior Manager/ Manager, Credit Approval (Corporate Banking)

Dah Sing Financial Group; Hong Kong; On-site; HKD 1,000,000 - 2,000,000; Full time

Job summary

Dah Sing Financial Group in Hong Kong seeks an experienced credit professional to provide independent assessments of corporate credit proposals originating from the Corporate Banking Division. You will ensure compliance with regulatory and policy guidelines and the bank's credit standards before approval or escalation.

You will also monitor approved portfolios and perform other credit-related duties, reporting to the Head of Commercial Credit Approval.

Qualifications

• Degree holder with minimum 8 years of credit related experience in corporate banking.
• Self-motivated and independent with an analytical mindset.
• Comfortable to deal with details.
• Good credit assessment skill, with sound knowledge in commercial banking loan products and proficiency in analyzing complex groups.
• Good verbal and written communication skills, and good team player.

Responsibilities

• Provide independent assessment of credit proposals originated from the bank's Corporate Banking Division to ensure compliance with regulatory and policy guidelines and credit standards.
• Support or escalate to higher levels for approval as required.
• Perform post-approval monitoring of the relevant client portfolio and other credit-related duties.
• Report to the Head of Commercial Credit Approval.

Skills

Credit assessment

Analytical thinking

Communication skills

Team player

Attention to detail

Education

Bachelor's degree or higher

Job description

Reporting to the Head of Commercial Credit Approval, you will be responsible for providing an independent assessment of credit proposals originated from the bank’s Corporate Banking Division, ensuring that they adhere to regulatory and policy guidelines and meet the bank’s credit standards, before approving or supporting to higher levels for approval. You will also be responsible for post-approval monitoring of the relevant client portfolio and other credit-related duties.

To meet the challenge, you should have the following qualifications and attributes:

Degree holder with minimum 8 years of credit related experience in corporate banking

Self-motivated and independent with an analytical mindset

Comfortable to deal with details

Good credit assessment skill, with sound knowledge in commercial banking loan products and proficiency in analyzing complex groups

Good verbal and written communication skills, and good team player

Please note that only shortlisted candidates will be notified.