(Senior) Credit Risk Manager (Large Corporate Credit)

Bank of China (Hong Kong) Limited; Hong Kong; On-site; HKD 800,000 - 1,100,000; Full time

Job summary

Bank of China (Hong Kong) Limited is seeking an experienced credit risk professional to assess risk on credit proposals, monitor client portfolios, and ensure compliance with internal policies and regulatory requirements. The role involves preparing reports and recommendations for management approval.

Qualified candidates typically hold a bachelor’s degree in finance-related fields and have at least five years of experience in risk management or corporate credit.

Qualifications

• Bachelor’s degree in Risk Management, Business Administration, Finance, Economics, Accountancy or related disciplines.
• At least 5 years or above experience in credit risk management or corporate credit approval.
• Sound understanding of risk issues across a wide variety of corporations, industries and regions.
• Excellent analytical, communications and interpersonal skill.
• Good command of both written and spoken English and Chinese. Proficient in Mandarin will an advantage.
• Good at using MS Word, Excel and PowerPoint.

Responsibilities

• Perform risk assessment on credit proposals submitted by front line, exercise credit judgment and make credit recommendations.
• Perform pro-active credit monitoring and management on clients as well as portfolio levels.
• Ensure all internal credit policies and procedures are aligned with regulatory requirements.
• Assist in preparing credit reports / proposal to management.

Skills

Analytical skills

Communication skills

Interpersonal skills

Education

Bachelor's degree in Risk Management/Finance

Tools

MS Word

MS Excel

PowerPoint

Job description

• Perform risk assessment on credit proposals submitted by front line, exercise credit judgment and make credit recommendations
• Perform pro-active credit monitoring and management on clients as well as portfolio levels
• Ensure all internal credit policies and procedures are aligned with regulatory requirements
• Assist in preparing credit reports / proposal to management

Requirements:

• Bachelor or above in Risk Management, Business Administration, Finance, Economics, Accountancy or related disciplines
• At least 5 years or above experience in credit risk management or corporate credit approval
• Sound understanding of the risk issues across a wide variety of corporations, industries and regions;
• Excellent analytical, communications and interpersonal skill
• Good command of both written and spoken English and Chinese. Proficient in Mandarin will an advantage
• Good at using MS Word, Excel and PowerPoint