(Senior) Credit Risk Manager (Corporate Credit)

Bank Of China (Hong Kong) Limited; Hong Kong; On-site; HKD 600,000 - 800,000; Full time

Job summary

A leading financial institution in Hong Kong is seeking an experienced credit risk manager to assess credit proposals and monitor risks. The ideal candidate will hold a relevant Bachelor's degree and have at least 5 years of experience in credit risk management. Strong analytical, communication, and interpersonal skills are essential. Proficiency in English and Chinese, along with knowledge of regulatory compliance, is required. The role involves preparing reports and ensuring adherence to credit policies.

Qualifications

• Bachelor or above in Risk Management, Business Administration, Finance, Economics, Accountancy or related disciplines.
• At least 5 years or above experience in credit risk management or corporate credit approval.
• Sound understanding of the risk issues across various corporations, industries and regions.
• Excellent analytical, communications and interpersonal skills.
• Good command of both written and spoken English and Chinese. Proficient in Mandarin will be an advantage.
• Good at using MS Word, Excel and PowerPoint.

Responsibilities

• Perform risk assessment on credit proposals submitted by front line.
• Conduct the assessment on obligors' internal credit rating.
• Perform pro-active credit monitoring and management on clients as well as portfolio levels.
• Ensure all internal credit policies and procedures are aligned with regulatory requirements.
• Assist in preparing credit reports/proposal to management.

Skills

Analytical skills

Communication skills

Interpersonal skills

Credit risk evaluation

Regulatory compliance

Education

Bachelor's degree in Risk Management, Business Administration, Finance, Economics, or related disciplines

Tools

MS Word

MS Excel

MS PowerPoint

Job description

• Perform risk assessment on credit proposals submitted by front line, exercise credit judgment and make credit recommendations
• Conduct the assessment on obligors' internal credit rating
• Perform pro‑active credit monitoring and management on clients as well as portfolio levels
• Ensure all internal credit policies and procedures are aligned with regulatory requirements
• Assist in preparing credit reports / proposal to management

Requirements:

• Bachelor or above in Risk Management, Business Administration, Finance, Economics, Accountancy or related disciplines
• At least 5 years or above experience in credit risk management or corporate credit approval
• Sound understanding of the risk issues across a wide variety of corporations, industries and regions
• Excellent analytical, communications and interpersonal skill
• Good command of both written and spoken English and Chinese. Proficient in Mandarin will an advantage
• Good at using MS Word, Excel and PowerPoint