Risk Manager (Overseas & Corporate Credit) - Credit Risk Management

The Bank of East Asia (BEA); Hong Kong; On-site; HKD 420,000 - 780,000; Full time

Job summary

The Bank of East Asia (BEA) in Hong Kong is seeking an experienced risk professional to conduct independent credit assessments on commercial lending and trade finance products. You will identify risk and mitigation options, liaise with frontline on facility terms and controls, and monitor market conditions and regulatory changes to ensure compliance.

The role requires a strong analytical mindset, excellent report writing skills, and fluency in English and Chinese.

Qualifications

• University degree in Finance, Accounting, Business Administration or related disciplines.
• Minimum 5-8 years in banking with hands on experience in assessing risks arising from commercial lending products and large corporate lending.
• Experience covering overseas entity or from a group level oversight is advantageous.
• Good report writing and analytical skills.
• Good command in both spoken and written English and Chinese.

Responsibilities

• Conduct independent credit assessments on commercial lending and trade finance products according to the Bank’s laid down management framework.
• Identify and analyze risk and risk mitigation of credit applications, and liaise with frontline on facility terms and controls.
• Keep abreast of the prevailing market conditions and regulatory requirements and ensure compliance thereof.
• Perform other risk control tasks and comply with the requirements set by the Risk Controller.

Skills

Credit risk

Risk analysis

Financial analysis

Report writing

Bilingual EN/CN

Education

University degree in Finance/Accounting/Business

Job description

• Conduct independent credit assessments on commercial lending and trade finance products according to the Bank’s laid down management framework
• Identify and analyze risk and risk mitigation of credit applications, and liaise with frontline on facility terms and controls
• Keep abreast of the prevailing market conditions and regulatory requirements and ensure compliance thereof
• Perform other risk control tasks and comply with the requirements set by the Risk Controller

Requirements

• University degree in Finance, Accounting, Business Administration or related disciplines
• Minimum 5-8 years of experience in banking industry, with hands on experience in assessing risks arising from commercial lending products and large corporate lending
• Experience covering overseas entity or from a group level oversight is advantageous
• Good report writing and analytical skills
• Good command in both spoken and written English and Chinese

Personal data provided by job applicants will be used for recruitment purposes only and will be treated in accordance with the Bank's Personal Information Collection (Employees) Statement and Privacy Policy Statement. Applicants who are not invited for interviews within six weeks may consider their applications unsuccessful and the personal data collected will be destroyed after 1 year.