Senior General Insurance Underwriting Lead

AIA Hong Kong and Macau; Hong Kong; On-site; HKD 1,000,000 - 1,600,000; Full time

Job summary

Blue Cross in Hong Kong is seeking an experienced leader to own the end-to-end portfolio management lifecycle, spanning underwriting, pricing, product development, reinsurance and operations design. You will drive customer-centric, profitable growth while balancing risk and regulatory compliance.

The role requires close collaboration with regulators, governance, Claims, Distribution, Marketing, Finance and Technology to deliver sustainable portfolio growth and improved customer outcomes.

Qualifications

• Bachelor’s degree in Insurance or Business Administration.
• Minimum of 8 years of progressive experience in underwriting, product development or project management, including at least 5 years in management roles.
• Proven track record in driving profitable portfolio growth.
• Strong leadership, negotiation, and stakeholder management skills.
• Excellent communication and analytical skills.
• Fluency in English and Chinese.
• You are required to obtain relevant license if your job involves in regulated activities.

Responsibilities

• Lead the underwriting performance of the assigned business lines, balancing business growth, portfolio quality and profitability through sound underwriting judgment and risk selection.
• Support direct manager in formulating underwriting strategies, pricing controls, risk appetite and portfolio management initiatives to achieve sustainable portfolio growth.
• Ensure timely, accurate and consistent underwriting services while meeting agreed service standards, productivity targets and customer expectations.
• Drive product development, enhancement and digital transformation projects, collaborating with distribution, IT and business stakeholders to improve market competitiveness and operational efficiency.
• Ensure compliance with industry regulatory and internal governance requirements.
• Provide strategic and end-to-end leadership in the management of assigned general insurance products, ensuring alignment with business growth ambitions and market competitiveness.

Skills

Underwriting

Product development

Portfolio management

Leadership

Stakeholder management

Communication

Analytical

English & Chinese

Education

Bachelor’s degree in Insurance or Business Administration

Job description

Blue Cross in Hong Kong is seeking an experienced leader to own the end-to-end portfolio management lifecycle, spanning underwriting, pricing, product development, reinsurance and operations design. You will drive customer-centric, profitable growth while balancing risk and regulatory compliance.

The role requires close collaboration with regulators, governance, Claims, Distribution, Marketing, Finance and Technology to deliver sustainable portfolio growth and improved customer outcomes.