Head of General Insurance Underwriting

AIA Hong Kong; Hong Kong; On-site; HKD 900,000 - 1,300,000; Full time

Job summary

AIA Hong Kong is seeking a senior underwriter/portfolio leader to oversee end-to-end underwriting, pricing, product development, and governance. You will collaborate with regulators and multiple departments to drive portfolio growth while balancing profitability and risk, embedding a customer-first mindset across decisions.

The role requires extensive experience in underwriting and management, with fluency in English and Chinese, and eligibility for relevant licenses when regulated activities

Qualifications

• Bachelor’s degree in Insurance or Business Administration.
• Minimum of 8 years of progressive experience in underwriting, product development or project management.
• At least 5 years in management roles.
• Proven track record in driving profitable portfolio growth.
• Strong leadership, negotiation, and stakeholder management skills.
• Excellent communication and analytical abilities.
• Fluency in English and Chinese.
• You are required to obtain relevant license if your job involves in regulated activities.

Responsibilities

• Lead the underwriting performance of the assigned business lines, balancing growth, portfolio quality and profitability through sound underwriting judgment and risk selection.
• Support direct manager in formulating underwriting strategies, pricing controls, risk appetite and portfolio management initiatives to achieve sustainable portfolio growth.
• Ensure timely, accurate and consistent underwriting services while meeting service standards and customer expectations.
• Drive product development, enhancement and digital transformation projects with distribution, IT and business stakeholders to improve market competitiveness and efficiency.
• Ensure compliance with regulatory and internal governance requirements.
• Provide strategic leadership in management of assigned general insurance products, aligning with growth ambitions and market competitiveness.

Skills

Leadership

Negotiation

Stakeholder management

Communication

Analytical

Education

Bachelor’s degree in Insurance or Business Administration

Job description

AIA Hong Kong is seeking a senior underwriter/portfolio leader to oversee end-to-end underwriting, pricing, product development, and governance. You will collaborate with regulators and multiple departments to drive portfolio growth while balancing profitability and risk, embedding a customer-first mindset across decisions.

The role requires extensive experience in underwriting and management, with fluency in English and Chinese, and eligibility for relevant licenses when regulated activities