CREDIT MANAGER

Agricultural Bank Of China (HK Branch); Hong Kong; On-site; HKD 420,000 - 600,000; Full time

Job summary

Agricultural Bank Of China (HK Branch) is seeking an experienced credit risk professional to prepare independent assessments for large corporate and FI credit proposals. You will analyze macro-economic, industry, business, financial and management risks and evaluate facility structures and collateral.

The role requires strong English and Chinese skills, with Putonghua as a must. Five years of credit risk experience with syndicated or bilateral loans, trade finance, and bonds is expected.

Qualifications

• Analytical with good judgment and knowledge in credit risk, loan products and market situations.
• Able to work independently and meet deadlines on urgent cases.
• Fluent in English and Chinese; Putonghua is a must.

Responsibilities

• Prepare independent credit assessment for large corporate and FI credit proposals.
• Monitor and follow up credit risk of a portfolio; propose remedial actions.
• Report risk monitoring results and material credit issues to Section Head.
• Ensure strict adherence to credit policies and regulatory requirements.
• Assist Section Head in developing and performing the bank's credit risk strategy.

Skills

Analytical

Credit risk

Independent work

Interpersonal skills

Education

University degree

Job description

Prepare independent credit assessment for credit proposals of large corporate and financial institutions submitted by marketing departments, including but not limited to macro-economic risk analysis, industry risk analysis, business risk analysis, financial risk analysis, management risk analysis, facility structure analysis, collateral risk analysis, etc. Products include bilateral loans, syndication loans, trade finance, bonds, treasury & derivative products, etc.

Monitor and follow up credit risk of a portfolio of corporate and FI customers, and propose remedial actions when risk signals are identified.

Report regularly the risk monitoring results and material credit issues to Section Head.

Make sure the Bank’s credit policies and external regulatory requirements are strictly adhered in credit approval process and daily risk monitoring.

Assist Section Head in developing and performing the Bank’s overall credit risk strategy

Requirements

University degree or equivalent with minimum 5 years of relevant credit risk working experience with reputable financial institutions, well-versed in credit risk assessment of syndicated loans, bilateral loans, trade finance facilities and bonds for large corporations and mid cap companies. Experience in credit risk measurement and monitoring of investment and treasury products.

Analytical with good judgment and knowledge in credit risk, loan products and market situations.

Able to work independently and meet deadlines of urgent cases.

Good interpersonal skills, confidence, self-motivated, hardworking and can work under pressure

Good command of written and spoken English and Chinese. Fluent Putonghua is a must.

The data collected will be used for recruitment purpose only.