Risk Manager (Corporate Credit Assessment) - Credit Risk Management

The Bank of East Asia (BEA); Hong Kong; On-site; HKD 600,000 - 950,000; Full time

Job summary

The Bank of East Asia (BEA) in Hong Kong seeks a seasoned risk professional to conduct independent credit assessments on commercial lending and trade finance products.

You will identify risk and mitigation, liaise with frontline on facility terms, and ensure compliance with market and regulatory requirements. This role emphasizes strong report writing and bilingual communication in English and Chinese within a regulated banking environment.

Qualifications

• University degree in Finance, Accounting, Business Administration or related disciplines.
• 5–8 years of experience in Banking and Finance with hands-on risk assessment for commercial lending products.
• Strong report writing and analytical skills.
• Fluent in English and Chinese (written and spoken).

Responsibilities

• Conduct independent credit assessments on commercial lending and trade finance products according to the Bank’s framework.
• Identify and analyze risk and risk mitigation of credit applications, and liaise with frontline on facility terms and controls.
• Keep abreast of prevailing market conditions and regulatory requirements and ensure compliance thereof.
• Perform other risk control tasks and comply with requirements set by the Risk Controller.

Skills

Report writing

Analytical skills

English and Chinese

Education

University degree in Finance, Accounting, Business Administration or related disciplines

Job description

• Conduct independent credit assessments on commercial lending and trade finance products according to the Bank’s laid down management framework
• Identify and analyze risk and risk mitigation of credit applications, and liaise with frontline on facility terms and controls
• Keep abreast of the prevailing market conditions and regulatory requirements and ensure compliance thereof
• Perform other risk control tasks and comply with the requirements set by the Risk Controller

Requirements

• University degree in Finance, Accounting, Business Administration or related disciplines
• Minimum 5-8 years of experience in Banking and Finance, with hands on experience in assessing risks arising from commercial lending products
• Good report writing and analytical skills
• Good command in both spoken and written English and Chinese

Personal data provided by job applicants will be used for recruitment purposes only and will be treated in accordance with the Bank's Personal Information Collection (Employees) Statement and Privacy Policy Statement. Applicants who are not invited for interviews within six weeks may consider their applications unsuccessful and the personal data collected will be destroyed after 1 year.