Assistant Vice President, Credit Risk Assessment (CRA)

Bank of Shanghai (Hong Kong) Limited; Hong Kong Island; Presencial; HKD 900.000 - 1.400.000; Tempo integral

Resumo da vaga

Bank of Shanghai (Hong Kong) Limited invites a seasoned risk professional for the role of Assistant Vice President, Credit Risk Assessment. You will perform independent credit analysis on corporate and FI clients, review financials and industry trends to identify key risks and ensure policy alignment.

You will collaborate with business units to facilitate credit approvals, provide risk comments and mitigations, and support portfolio monitoring and ad hoc risk projects.

Qualificações

• Bachelor’s degree in Risk Management, Accounting, Finance. CFA or FRM preferred.
• 8+ years of Corporate/FI credit risk experience for AVP level; 5+ years for AM level.
• Strong analytical mind with solid presentation skills and a detail-oriented approach.
• Excellent communication and interpersonal skills; able to work with business units and other risk functions.
• Fluency in English and Cantonese; Putonghua an added advantage.

Responsabilidades

• Perform independent and in-depth credit analysis on proposals for Corporates, Non-Bank FIs and Banks, including syndicated loans and project finance.
• Evaluate financial statements, industry analysis and transaction structures to identify key credit risks.
• Collaborate with Business Units to facilitate credit approvals and provide comments on major credit terms.
• Structure comments and mitigations on risks, covenants and conditions precedent/subsequent; advise higher authorities for approval.
• Support post-monitoring activities and periodic portfolio reviews; participate in ad hoc risk management projects.

Conhecimentos

Analytical skills

Presentation skills

Communication skills

Interpersonal skills

Formação

Bachelor's degree in Risk Management, Accounting, Finance

Descrição da vaga

Assistant Vice President, Credit Risk Assessment (CRA)

Perform independent and in-depth credit analysis on credit proposals for Corporates / Non-Bank FIs / Banks clients, including syndicated loan and project finance applications, and ensure alignment with the Bank’s credit policies, risk appetite and regulatory requirements.

Evaluate financial statements, industry analysis and transaction structures to identify key credit risks.

Collaborate and communicate with Business Units to facilitate an effective and efficient credit approval process, which include to provide credit advice for pre-deal transaction discussion with business units, to provide comments on major credit terms.

Structure comments and mitigations on key risks, covenants and conditions precedent / subsequent, and provide recommendations to higher level authority for credit approval.

b) Post Monitoring Support:

Support periodic portfolio review, watch-list / early warning discussion.

c) Ad Hoc Project:

Provide support to CRO, Head of Risk Management or Head of Credit Risk in credit risk management areas on ad hoc basis.

Requirement

Bachelor’s degree or above in Risk Management, Accounting, Finance or a related discipline. CFA or FRM is preferred.

More than 5 years (for Assistant Manager post) or 8 years (for Assistant Vice President post) of experience in Corporate/FI credit risk in a bank or financial institution, either as credit analyst from risk/credit management department or as a relationship manager in the frontline units in preparing credit application.

Strong analytical mind with sound presentation skill and a detail-oriented work approach.

Excellent communication and interpersonal skills; able to work effectively with business units and other risk functions.

Fluency in English and Cantonese, Fluent Putonghua is an added advantage.

Experience in other risk areas (e.g. special assets management, risk policy and procedure review, post-approval monitoring, loan documentation, etc.) would be an added advantage.

We offer successful candidates an attractive remuneration package and the opportunity to work in a dynamic and exciting environment.

Personal data collected will be used for recruitment purposes only.

All applications applied through our system will be delivered directly to the advertiser and privacy of personal data of the applicant will be ensured with security.