(Senior) Credit Risk Manager (Corporate Credit)

Bank of China (Hong Kong); Hong Kong; On-site; HKD 600,000 - 1,200,000; Full time

Job summary

A leading financial institution in Hong Kong is seeking a Senior Credit Risk Manager to perform risk assessments on credit proposals and ensure compliance with internal policies. The ideal candidate should have at least 5 years of experience in credit risk management and a solid understanding of various industries. Excellent analytical, communication, and interpersonal skills are essential, along with proficiency in English and Chinese, Mandarin being an advantage. This is a full-time position within the Risk Management Department.

Qualifications

• Bachelor or above in related disciplines.
• At least 5 years of credit risk management experience.
• Excellent analytical, communication, and interpersonal skills.
• Excellent analytical, communications and interpersonal skill.
• Good command of both written and spoken English and Chinese; Mandarin an advantage.

Responsibilities

• Perform risk assessment on credit proposals.
• Conduct assessment on obligors' internal credit ratings.
• Ensure internal credit policies align with regulatory requirements.
• Ensure all internal credit policies and procedures are aligned with regulatory requirements
• Assist in preparing credit reports / proposal to management

Skills

Analytical skills

Communication skills

Interpersonal skills

Credit risk management

English & Chinese proficiency

MS Word / PowerPoint

Education

Bachelor's degree in Risk Management, Business Administration, Finance, Economics, or Accountancy

Tools

MS Word

MS Excel

MS PowerPoint

Job description

(Senior) Credit Risk Manager (Corporate Credit)

Job No.: 499910
Employment Type: Full time
Departments: Risk Management Department
Job Functions: Risk Management

Responsibilities:

• Perform risk assessment on credit proposals submitted by front line, exercise credit judgment and make credit recommendations
• Conduct the assessment on obligors' internal credit rating
• Perform pro-active credit monitoring and management on clients as well as portfolio levels
• Ensure all internal credit policies and procedures are aligned with regulatory requirements
• Assist in preparing credit reports / proposal to management

Requirements:

• Bachelor or above in Risk Management, Business Administration, Finance, Economics, Accountancy or related disciplines
• At least 5 years or above experience in credit risk management or corporate credit approval
• Sound understanding of the risk issues across a wide variety of corporations, industries and regions
• Excellent analytical, communications and interpersonal skill
• Good command of both written and spoken English and Chinese. Proficient in Mandarin an advantage
• Good at using MS Word, Excel and PowerPoint

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