Corporate Credit Analyst / Approver

China Construction Bank (Asia) Corporation Limited; Hong Kong; On-site; HKD 480,000 - 720,000; Full time

Job summary

China Construction Bank (Asia) Corporation Limited in Hong Kong is seeking a seasoned Credit Analyst to analyze corporate credit proposals, assess risk and monitor the bank's commercial client portfolio. You will review risk rating scorecards, track credit limits and adverse developments, and perform regular portfolio reporting.

The role requires strong English and Putonghua, meticulous analysis and the ability to work with relationship managers on site.

Qualifications

• University degree in Business/Finance/Accounting or related field.
• Minimum 5 years' credit analysis experience on commercial banking credits.
• Detail-oriented with strong analytical and communication skills.
• Fluent in English and Chinese; Putonghua required.
• Proficient in Word and Excel; able to multi-task under tight timelines.

Responsibilities

• Conduct analysis, assessment and evaluation on credit proposals for corporate clients.
• Assist to ensure the proper handling of credit request and to monitor a high credit quality of the bank's portfolio of commercial clients
• Review and validate risk rating scorecards
• Monitor credit limit excess, credit ratings/loan classification changes, adverse news release, credit events and developments relating to counterparties
• Perform regular reporting, portfolio analysis and research duties
• Participate in bank projects relating to commercial credit risk and ad-hoc duties
• Visit Commercial clients with relationship managers

Skills

English

Putonghua

Analytical thinking

Interpersonal communication

Education

University degree in Business/Finance/Accounting

Tools

Microsoft Word

Excel

Job description

China Construction Bank (Asia) Corporation Limited View all jobs

• Conduct analysis, assessment and evaluation on credit proposals for corporate clients.
• Assist to ensure the proper handling of credit request and to monitor a high credit quality of the bank's portfolio of commercial clients
• Review and validate risk rating scorecards
• Monitor credit limit excess, credit ratings/loan classification changes, adverse news release, credit events and developments relating to counterparties
• Perform regular reporting, portfolio analysis and research duties
• Participate in bank projects relating to commercial credit risk and ad-hoc duties
• Visit Commercial clients with relationship managers

Requirements

• University degree holder, major in Business/Finance/Accounting or other related disciplines
• Minimum 5 years' credit analysis experience on Commercial banking credits
• Candidates with more experience or prior approval authority can be considered as Credit approver
• Detailed-oriented, good analytical, interpersonal and communication skills
• Good command of written and spoken English and Chinese (Putonghua is a must)
• Proficient in PC applications, including Microsoft Word and Excel
• Multi-tasked and able to work under tight timelines

China Construction Bank (Asia) Corporation Limited (“CCB (Asia)”) is the comprehensive and integrated commercial banking platform of China Construction Bank Corporation (“CCB”) in Hong Kong. Currently, CCB (Asia) has 38 service outlets in Hong Kong and offers a wide array of banking products and services to customers, including personal banking services, commercial banking services, corporate banking services, private banking services, treasury business and cross-border financial services, etc.

We’re inviting high caliber professionals to share our vision and mark our success together.