Investigation jobs in United States

As a SeniorUnderwriter you will accurately underwrite mandate and complete mortgage and secured loan applications to ensure that we minimise risk to the business and reach the right customer outcome. Focusing on service delivery by following group lending criteria policies and procedures you will proactively manage broker relationships and work directly with customer delivering a seamless level of service to increase future business.

• Assess all higher value and complex cases from direct customers and broker intermediaries to make informed underwriting decisions that are in line with company policies procedures and lending criteria
• Assess the risk and provide a rationale on each application ensuring that the loan is affordable and sustainable
• Provide mortgage offers in accordance with agreed service levels
• Identify cases of potential fraud at all stages of an application ensuring timely investigation escalation and reporting to minimise risk to the business and customer
• Manage the end-to-end pipeline of cases for both pre- and post-offer using a proactive approach in managing brokers and third parties to ensure Service Level Agreements (SLAs) are met
• Liaise directly with acting solicitors to obtain the required completion documentation before ensuring funds are drawn down in line with the agreed completion dates
• Act as a point of contact for intermediaries to answer their general and case specific queries
• Support other members of the team; helping to train new starters and support existing colleagues in their role

• Previous underwriting experience
• Ability to make positive lending decisions
• Ability to work under pressure and to strict deadlines
• Experience of dealing with customers
• Strong planning and organisational skills
• Possess strong objection handling and problem solving skills
• Excellent attention to detail

• Previous underwriting experience in secured lending
• Experience of managing broker relationships

If you feel you have some of the skills mentioned above but not all please do still apply and we would be happy to have a further discussion with you in regards to your suitability for the role.

Together embraces diversity and inclusion and are proud to be an equal opportunity workplace. Not only do we welcome difference we celebrate it support it and really value our colleagues for who they are. We are committed to building a team that represents a variety of backgrounds perspectives and skills.

If you feel youd benefit from any support or reasonable adjustments during any stage of the recruitment process please dont hesitate to let us know when completing your application. This information will be picked up by our team so we can try and put steps in place to help you be at your best through this process.

Click here for more information on our Recruitment Process

Please note that all successful applicants will undergo relevant employment reference financial and criminal record checks.

Remote Work: No

Employment Type: Full-time

Key Skills: Loan Processing, Credit Analysis, Fraud, Math, Risk Analysis, Pricing, Analysis Skills, Fair Housing Regulations, Equity Research, Underwriting, negotiation, RMF

Experience: years

Vacancy: 1