Wholesale Lending Services Associate

Testing Site - JPMC; Lower Blandford St Mary; On-site; GBP 35,000 - 48,000; Full time

Job summary

Wholesale Lending Services (WLS) is expanding its operations in Bournemouth and is seeking experienced Associates to support the full loan lifecycle, including origination, servicing, and transactions. You will work with clients and internal teams across legal, credit, operations and trading to ensure accurate processing, risk mitigation, and timely delivery while delivering excellent client service.

This role offers exposure to a range of lending products and opportunities to develop your

Qualifications

• Experience in financial services, banking operations, or lending services.
• Analytical and problem-solving skills.
• Eagerness to learn and develop.
• Excellent communication and interpersonal skills.
• Proficiency in time management, organisation and prioritisation.
• Demonstrated control mindset and attention to detail.
• Proficiency with Microsoft Office Suite and ability to learn new systems and technologies.

Responsibilities

• Support the execution, servicing, and origination of syndicated and bilateral loan transactions.
• Collaborate with clients, legal, credit, operations and trading teams to resolve inquiries.
• Review loan documentation for feasibility, risk mitigation, and compliance.
• Participate in projects on process improvement and automation.
• Maintain a strong controls environment and escalate issues.
• Contribute to client service by supporting processes and scalability.
• Foster knowledge sharing and team development.
• Review LMA documents, trade confirms, and related agreements.

Skills

Analytical skills

Communication skills

Time management

Attention to detail

Microsoft Office

Tools

Microsoft Office

Job description

Wholesale Lending Services (WLS) is expanding its footprint in Bournemouth and is seeking experienced Associates to support operational functions across a range of lending services. Join us in Bournemouth and help shape the future of Wholesale Lending Services.

As an Wholesale Lending Services Associate in Wholesale Lending Services, you will play a vital role in supporting the full lifecycle of loan transactions, servicing, and origination activities. You will collaborate with colleagues and stakeholders across the firm, contributing to operational excellence, process improvements, and client satisfaction. This is an opportunity to develop your career in a dynamic environment, gain exposure to a range of lending products, and work alongside industry leaders.

Job responsibilities

• Support the execution, servicing, and origination of syndicated and bilateral loan transactions, ensuring accuracy, compliance, and timely delivery across the loan lifecycle.
• Collaborate with internal and external stakeholders, including clients, legal, credit, operations and trading teams, to resolve inquiries and facilitate seamless transaction processing.
• Review and interpret loan documentation, applying attention to detail and analytical skills to ensure operational feasibility and risk mitigation.
• Participate in team projects and initiatives focused on process improvement, automation, and operational efficiency.
• Maintain a strong controls environment, adhering to established procedures and policies, and escalating issues as appropriate.
• Contribute to a culture of excellent client service, supporting programs to enhance processes, reduce risk, and increase scalability.
• Foster collaboration and knowledge sharing within the team, supporting the development and engagement of colleagues.
• Review Loan Market Association (LMA) standard documents and other legal documents including trade confirms, assignment agreements, and related agreements.

Required qualifications, capabilities and skills

• Experience in financial services, banking operations, or lending services, with a developing understanding of loan products and transaction management.
• Solid analytical and problem-solving skills, with the ability to interpret complex documentation and manage multiple tasks effectively.
• Eagerness to learn and develop, with a focus on building foundational skills.
• Excellent communication and interpersonal skills, with the ability to build relationships and collaborate across teams.
• Proficiency in time management, organisation, and prioritisation, working well under pressure and to tight deadlines.
• Demonstrated control mindset and attention to detail, ensuring accuracy and compliance in all activities.
• Proficiency with Microsoft Office Suite and ability to learn new systems and technologies.

Preferred qualifications, capabilities and skills

• Experience in syndicated lending, loan servicing, or transaction execution within a financial institution.
• Familiarity with trade settlement processes, regulatory requirements, and operational risk management.
• Experience with LMA standard documentation and knowledge of the LMA Standard Terms and Conditions.
• Strong data and technology literacy, with the ability to analyse data and implement innovative solutions.
• Interest in participating in process automation, continuous improvement, and change management initiatives.
• Willingness to learn from and be coached by more senior team members.
• Developing proficiency in leveraging technology, including AI/ML, to create innovative lending, and trading solutions.
• Experience in preparing quantitative reports and supporting strategic planning efforts.