Wholesale Lending Services Associate

JPMorganChase; Greater London; On-site; GBP 65,000 - 90,000; Full time

Job summary

J.P. Morgan is seeking a Wholesale Lending Services Associate within the EMEA Origination Deal Closing Team in London to support Debt Capital Markets and Credit Risk for syndicated deals.

You will ensure deal documentation and loan structures are accurate, and operate within controls while collaborating with global partners to drive lending excellence. Working in a fast-paced environment, you will interpret loan agreements, build bilateral and syndicated structures in LoanIQ, monitor lifecycle

Qualifications

• Strong analytical skills and problem-solving abilities.
• Excellent interpersonal and communication skills.
• Ability to work in a team and adapt in a fast-changing environment.

Responsibilities

• Understand all aspects of deal/loan administration functions.
• Interpret loan documentation and related documentation, including loan agreements.
• Construct bilateral and syndicated deal structures in LoanIQ.
• Ensure Credit and Operations systems have accurate deal details.
• Monitor recently signed deals for lifecycle events and take action.
• Stay control-focused and up-to-date with Accounting and Risk policies.

Skills

Analytical skills

Interpersonal skills

Teamwork

Communication

Attention to detail

Problem-solving

Tools

LoanIQ

Job description

Join Wholesale Lending Services (WLS) who provide global end-to-end loan origination, servicing, restructuring and trading support. Services are tailored to the needs of the client and lines of business, ranging from bilateral to large syndicated loan agreements. Services provided include Loan Origination; Documentation Review; Deal Closing & Funding; Core Loan Servicing; Loan Closing & Trade Settlement.

Join Wholesale Lending Services (WLS) who provide global end-to-end loan origination, servicing, restructuring and trading support. Services are tailored to the needs of the client and lines of business, ranging from bilateral to large syndicated loan agreements. Services provided include Loan Origination; Documentation Review; Deal Closing & Funding; Core Loan Servicing; Loan Closing & Trade Settlement. As a Wholesale Lending Services Associate within the EMEA Origination Deal Closing Team, you will play a pivotal role in supporting Debt Capital Markets (DCM – consisting of Leveraged Finance (LF) and Investment Grade (IG) Transactions), and Credit Risk for all syndicated deal originations and transactions to ensure new loan agreements and amendments are operationally viable, recorded accurately, and any exceptions are managed accordingly – continuously operating within a controls-focused environment, and ensuring operational excellence throughout the loan lifecycle. You will collaborate with global partners and stakeholders, influence key outcomes, and foster a culture of innovation, inclusivity, and continuous improvement. This is an opportunity to shape the future of lending services, develop talent, and make a significant impact on the organization.

Job Responsibilities

• Understand all aspects of deal/loan administration functions and tasks
• Strong understanding of operational terms within Loan Documentation, experience with interpreting Loan Agreements and related documentation
• Construct bilateral and syndicated deal structures in loan platform (LoanIQ) including amending existing deal structures in line with Executed Loan Credit Agreement
• Ensure that Credit and Operations systems are enriched with deal details, to a high degree of accuracy at all times
• Monitor recently signed deals for early-stage lifecycle events and action accordingly
• Remain control focused, working accurately and in a timely manner to avoid control risk as well as staying up-to-date with Accounting and Risk policies

Required Qualifications, Capabilities, And Skills

• Strong analytical skills, demonstrating sound decision-making abilities to identify problems and propose solutions
• Exhibit the initiative to raise issues to business partners and management when needed
• Good interpersonal skills, interact professionally and confidently with senior deal team members within the wider WLS Teams
• Ability to work in a team environment, remaining flexible and willing to accept new assignments and challenges in a rapidly changing environment whilst remaining control orientated
• Think strategically and tactically to design process improvement ideas with the flexibility to adjust to new innovations, regulations, and priorities
• Prioritize tasks appropriately, whilst operating within a fast-changing and high-pressured environment
• Communicate professionally and accurately in written and oral form
• Summarize issues succinctly and set out well thought-out solutions

Preferred Qualifications, Capabilities, And Skills

• Experience reading and interpreting loan documentation or related experience dealing with legal documentation a requirement, knowledge of LMA and LSTA standards preferable
• High degree of numeracy and aptitude for analytical examination of problems; attention to detail being paramount
• Strong knowledge of LoanIQ (specifically in the area of loan administration and deal building)
• Basic knowledge of general ledger account structures

ABOUT US

J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

About The Team

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.