Underwriting Product Owner - AI & Data-Driven

Hiscox; Greater London; Hybrid; GBP 70,000 - 100,000; Full time

Benefits offered by this job

Hybrid working

Job summary

Hiscox in London seeks a dynamic Product Owner to lead the Underwriting value stream, translating strategy into clear priorities and measurable outcomes. You will own a complex product roadmap, collaborating with Product Managers, developers, and underwriting stakeholders to deliver AI‑enabled enhancements.

You will shape data‑driven solutions that improve underwriting submissions, prioritise work across multiple streams and present progress to senior governance.

Qualifications

• Experienced Product Owner with proven experience in a similar Underwriting role and a strong track record of delivering value through cross‑functional teams in complex digital product environments.
• Proven experience owning and developing a product roadmap, balancing immediate delivery priorities with the longer‑term product vision.
• Ability to operate in ambiguity and bring clarity to complex problem spaces.
• Ability to balance competing priorities, manage dependencies and maintain delivery standards.
• Excellent communication and stakeholder management skills with the confidence to influence and present recommendations to senior stakeholders and governance forums.

Responsibilities

• Own and proactively manage a complex, multi‑stream product backlog aligned to strategic objectives and OKRs, ensuring there is a steady flow of work for the delivery team.
• Translate ambiguous business problems into clear, outcome‑focused delivery goals
• Ensure sprint goals are clear, achievable, and aligned to roadmap milestones
• Conduct workshops to design and define delivery iterations, assess value, ensure work is prioritised and focused on delivering maximum value to our customers
• Capture requirements as increments of delivery and refine with the delivery team; ensure they are well thought through with clear acceptance criteria to ensure requirements are met
• Be the first point of contact for the delivery team to answer questions, clarify requirements and remove blockers.
• Act as the voice of the customer, ensuring everyone understands the business value of the delivery increments and represent the needs of our customers on a day to day basis within the delivery team
• Attend and participate in Agile events – stand ups, refinement, planning and retrospectives and work with the Scrum Master to ensure that these are successful
• Provide feedback on the roadmap to the Product Manager, escalating risks, issues and blockers raised by the delivery team and advising on actual vs. expected progress and any knock‑on impact to the product roadmap
• Develop, manage and motivate a delivery team (in a matrix organisation) across internal and external teams, including third party suppliers
• Build strong, productive relationships inside and outside of Hiscox in order to deliver effective solutions based on a strong understanding of the business drivers and benefits for each party
• Partner with stakeholders across the London Market to shape scope, manage expectations, and drive alignment
• Act as a trusted advisor to stakeholders, providing insight on trade‑offs, sequencing, and delivery options
• Coach and support less experienced Product Owners and contribute to Product Owner Chapter standards, capability development and continuous improvement.

Skills

Product Owner

Cross-functional teams

Underwriting domain

Agile delivery

Stakeholder management

Tools

Jira

Confluence

Data Science

Job description

Hiscox in London seeks a dynamic Product Owner to lead the Underwriting value stream, translating strategy into clear priorities and measurable outcomes. You will own a complex product roadmap, collaborating with Product Managers, developers, and underwriting stakeholders to deliver AI‑enabled enhancements.

You will shape data‑driven solutions that improve underwriting submissions, prioritise work across multiple streams and present progress to senior governance.