UK Financing Specialist

BYD Europe; Greater London; On-site; GBP 90,000 - 130,000; Full time

Benefits offered by this job

25 days annual leave

Pension scheme

Commuting allowance

Private healthcare

Team-building events

Impact on Europe’s transition to zero‑

Job summary

BYD Europe seeks a seasoned Financing lead to develop and optimize distributor and end-customer financing across the UK and Europe. You will coordinate with banks and financial partners, oversee the full lifecycle of financing projects, and provide data-driven pricing and market insights.

The role requires working with sales, product and operations to align strategies and drive EV adoption across Europe.

Qualifications

• Develop financing solutions for distributors and end customers across UK and Continental Europe.
• Establish and maintain partnerships with banks, leasing companies and financial institutions.
• Oversee the full lifecycle of financing projects from application to post-lending management.
• Conduct customer credit assessments and identify financing risks, liaising between HQ, regional teams and partners.
• Compile market insights and keep abreast of industry trends and developments.
• Undertake other tasks assigned by management.

Responsibilities

• Implement and optimize comprehensive sales financing programs for commercial vehicles.
• Manage financing products including dealer financing, loans, leasing, and Fleet-as-a-Service.
• Monitor financing program performance and adjust based on market feedback.
• Collaborate with sales, product, and operations to align financing strategies.

Skills

Financing solutions

Partner management

Credit assessment

Lifecycle financing

Market analysis

Training delivery

Education

Master’s degree in Finance or Economics

MBA preferred

Job description

About BYD

BYD is one of the world’s leading manufacturers of new energy vehicles (NEVs), dedicated to driving sustainable mobility solutions across global markets. In Europe, BYD is expanding rapidly and building innovative financing and leasing solutions to support our customers, dealers, and strategic partners.

Key Responsibilities

Financing Solutions & Strategy (60%)

• Implement and optimize comprehensive sales financing programs for commercial vehicles

• Manage diverse financing products including but not limited to dealer financing, loans, leasing, and Fleet-as-a-Service electrification solutions offered to end customers

• Monitor financing program performance and make real-time adjustments based on market feedback and business needs

• Collaborate with sales, product, and operations teams to align financing strategies with overall business objectives

Market Intelligence & Residual Value Management (20%)

• Collect competitive analysis of financing offerings in the European commercial vehicle market

• Organize Residual Value (RV) discussions and recommendations

• Maintain up-to-date knowledge of industry trends, regulatory changes, and emerging financing models

• Provide data-driven insights to support pricing and product positioning decisions

Partnership & Stakeholder Management (20%)

• Establish and nurture strong relationships with banks, leasing companies, and other financial institutions

• Negotiate financing terms and conditions with partner institutions

• Coordinate and deliver training programs for internal teams, dealers, and financial partners

• Act as the primary point of contact for financing-related inquiries from sales teams and external partners

Required skills, qualifications and experience:

• Develop financing solutions for distributors and end customers in newly expanded markets across the UK and Continental Europe; leverage financing tools to drive sales conversions and provide product training.

• Establish and maintain cooperative partnerships with local and international financial institutions, and manage financing business for distributors in the region.

• Oversee the full lifecycle of financing projects, including application review, negotiation, fund disbursement, and post-lending management (e.g., repayment monitoring).

• Conduct customer credit assessments, identify financing-related risks, and serve as the key liaison between headquarters and regional teams, as well as between the company and financial institutions.

• Compile market insights and business analysis reports, and keep abreast of industry trends and developments.

• Undertake other tasks assigned by management.

Preferred Qualifications:

• Minimum 5 years of relevant work experience.

• Master’s degree or above.

• Major in Finance or Economics is preferred.

We offer:

• 25 days of annual leave plus public holidays.

• Scottish Widows workplace pension scheme.

• Commuting allowance.

• Private healthcare coverage.

• Departmental and company-wide team-building events.

• A unique opportunity to contribute to Europe's transition towards zero-emission transportation and a more sustainable future.

About BYD Group

Established in November 1994, BYD Group is a leading multi-sector high-tech company focused on innovation and development in automobiles, rail transit, renewable energy, and electronics.

Committed to fulfilling a better life through technological innovations, BYD Group leverages a robust network of over 40 subsidiaries, with over 900,000 employees of nearly 110,000 engineers worldwide in over 400 cities of 79 countries, actively driving the implementation of comprehensive zero-emission and emission reduction solutions. In 2024, BYD Auto delivered 4.27 million NEV (BEV+PHEV) globally, maintaining its position as the world leader in NEV sales.

BYD Group upholds the values of innovation, pragmatism, passion, and competition, dedicating itself to technological empowerment throughout the entire process of renewable energy acquisition, storage, and application, contributing to the goal of sustainable future development for all humanity.