Strategic Structuring Lead: Trade & Working Capital

Lloyds Banking Group; Greater London; Hybrid; GBP 120,000 - 180,000; Full time

Benefits offered by this job

Pension contribution up to 15%

Annual performance bonus

Share schemes

Job summary

Lloyds Banking Group in London seeks an Associate Director to lead structuring for Trade and Working Capital Solutions. Hybrid work involves at least 60% in the office.

You’ll collaborate with coverage, sales, product, operations, risk and legal to shape and execute complex solutions for corporate clients. You’ll lead financial modelling, due diligence and risk assessment across structures such as open account, traditional and structured trade, supply chain and receivables financing.

Qualifications

• We will look for experience in transaction banking, trade finance and working capital products.
• Ability to shape, structure and execute customised financial transactions for corporate or FI clients.
• Strong modelling skills to support pricing, cash flows and risk assessment.

Responsibilities

• Act as client-facing structuring partner to understand requirements and shape proposals.
• Develop transaction structures and term sheets across open account, trade and receivables finance.
• Lead due diligence and financial modelling for opportunities and assess risks.
• Engage with operations, risk, product and legal to confirm readiness and approvals.
• Prepare product analyses, papers and materials for approval and funding decisions.
• Coordinate end-to-end structuring to closing with clear handover of terms.

Skills

Transaction banking

Trade finance

Financial modelling

Credit underwriting

Stakeholder management

Job description

Lloyds Banking Group in London seeks an Associate Director to lead structuring for Trade and Working Capital Solutions. Hybrid work involves at least 60% in the office.

You’ll collaborate with coverage, sales, product, operations, risk and legal to shape and execute complex solutions for corporate clients. You’ll lead financial modelling, due diligence and risk assessment across structures such as open account, traditional and structured trade, supply chain and receivables financing.