Lead Structurer, Trade & Working Capital Solutions

Lloyds Banking Group; City Of London; Hybrid; GBP 120,000 - 180,000; Full time

Benefits offered by this job

Pension contribution up to 15%

Annual performance bonus

Share schemes including free shares

Lifestyle discounts

30 days’ holiday + bank holidays

Wellbeing initiatives and parental le

Job summary

Lloyds Banking Group in London is seeking an Associate Director to join the Structuring team within Transaction Banking Solutions, supporting complex trade and working capital solutions for corporate clients. You will work with coverage, sales, product, operations, and risk to deliver structured transactions from structuring through execution.

You will lead due diligence, financial modelling and credit discussions, coordinating approval and ensuring operational readiness. Hybrid working applies.

Qualifications

• Experience in transaction banking, trade finance and working capital products.
• Shaping, structuring and executing customised transactions for corporate clients.
• Strong financial modelling across transaction structures.

Responsibilities

• Act as a client-facing structuring partner, shaping trade and working capital proposals.
• Develop transaction structures, term sheets and support pitches and pricing discussions.
• Lead due diligence, financial modelling and assess risks for opportunities.
• Coordinate approval, execution, and handover of terms and documentation.
• Provide input to underwriting and credit approval processes.

Skills

Transaction banking

Trade finance

Working capital

Asset-backed lending

Securitisation

Credit underwriting

Financial modelling

Client engagement

Negotiation

Presentation skills

Education

Relevant professional qualification in treasury, banking, finance, risk

Tools

Microsoft Excel

Job description

Lloyds Banking Group in London is seeking an Associate Director to join the Structuring team within Transaction Banking Solutions, supporting complex trade and working capital solutions for corporate clients. You will work with coverage, sales, product, operations, and risk to deliver structured transactions from structuring through execution.

You will lead due diligence, financial modelling and credit discussions, coordinating approval and ensuring operational readiness. Hybrid working applies.