Strategic Mortgage Intelligence & Sourcing Lead

Enra Group; Watford; On-site; GBP 65,000 - 95,000; Full time

Benefits offered by this job

Private medical health care

25 days annual leave

Volunteer days

Job summary

West One Loans is seeking a Mortgage Market Intelligence & Sourcing Manager to maximise origination across Residential, Buy-to-Let, Second Charge, Bridging, and Commercial lending. You will shape product criteria and pricing decisions using market intel from multiple channels.

You will lead distribution partnerships, manage platform integrations, and deliver data-backed recommendations to senior leadership. Role requires UK market expertise and strong stakeholder skills.

Qualifications

• Experience in mortgage distribution, intermediary partnerships, pricing or market analytics within a UK lender, network or sourcing provider.
• Strong knowledge of the UK mortgage and specialist lending market, including intermediary distribution models.
• Understanding of pricing, placement and product positioning principles.
• Advanced Excel skills, with ability to build and maintain automated reporting.
• Working knowledge of sourcing and criteria systems including Twenty7tec, Iress and Mortgage Brain.
• Proven commercial acumen - able to turn complex data into clear, actionable pricing and product recommendations.
• Partnership management and negotiation skills, with ability to influence senior stakeholders.
• Experience leading cross-functional projects and technology initiatives.
• Exceptional attention to detail.

Responsibilities

• Lead relationships with sourcing and distribution platforms, negotiating terms to drive value.
• Own accuracy of West One products and criteria across sourcing systems.
• Manage end-to-end product launches, rate changes and withdrawals across platforms.
• Act as business owner for distribution tech integrations including DIP APIs and pricing engines.
• Monitor competitor rates, fees and criteria across lending lines.
• Analyse ranking and placement by product, LTV band and channel to identify pricing/criteria impact.
• Develop data-backed pricing and positioning recommendations for Product and Pricing strategy.
• Prepare regular market intelligence for Product Managers and leadership.
• Collaborate with Product, Compliance and IT to ensure launches are accurate and on schedule.

Skills

Mortgage distribution

Pricing strategy

Intermediary partnerships

Market analytics

Advanced Excel

Sourcing systems

Twenty7tec

Iress

Mortgage Brain

Stakeholder management

Education

CeMAP or equivalent qualification

Tools

Twenty7tec

Iress

Mortgage Brain

Job description

West One Loans is seeking a Mortgage Market Intelligence & Sourcing Manager to maximise origination across Residential, Buy-to-Let, Second Charge, Bridging, and Commercial lending. You will shape product criteria and pricing decisions using market intel from multiple channels.

You will lead distribution partnerships, manage platform integrations, and deliver data-backed recommendations to senior leadership. Role requires UK market expertise and strong stakeholder skills.