Second Charge Mortgage Underwriter for Growth

West One Loans; Watford; On-site; GBP 35,000 - 52,000; Full time

Benefits offered by this job

Private medical healthcare

25 days’ annual leave

Paid volunteering days

Additional benefits

Job summary

Join West One Loans and contribute to specialist lending while maintaining high standards and deadlines. The role involves using Fusion to manage data, updating brokers, and building relationships with solicitors and third-party suppliers.

Qualifications

• Understanding of FCA regulation.
• Experience underwriting 1st and/or 2nd charge mortgage applications.
• CeMAP is desirable, not essential.

Responsibilities

• Enter and update borrower data on Fusion lending platform.
• Ensure all aspects of the loans are recorded accurately on Fusion and meet underwriting guidelines.
• Carry out an assessment of the mortgage application to ensure all aspects of our underwriting criteria are met.
• Provide concise and accurate updates to brokers.
• Proactively chase brokers for outstanding requirements.
• Ensure all underwriting is in line with Company policy and within regulation.
• Ensure that all cases are Underwritten within the Groups Risk appetite.
• Build good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business.
• Maintaining a pipeline of cases, overseeing cases from inception through to completion.
• Maintain broker relationships that are integral to the growth for WOSL.
• All work is to be carried out in accordance with Enra Specialist Finance policies and procedures.

Skills

Teamwork

Attention to detail

Communication

Education

CeMAP

Tools

Fusion lending platform

Job description

Join West One Loans and contribute to specialist lending while maintaining high standards and deadlines. The role involves using Fusion to manage data, updating brokers, and building relationships with solicitors and third-party suppliers.