Senior Invoice Finance Risk Lead — Build & Shape Growth

CMR Jobs Limited; England; On-site; GBP 90,000 - 120,000; Full time

Job summary

CMR Jobs Limited in the United Kingdom is seeking a Risk Lead to own and shape the company's risk function within a growing financial services business. You will lead risk processes, oversee credit, operational and portfolio risk, and work with senior leadership to balance commercial opportunities with risk.

This role offers real autonomy to drive improvements, develop a strong risk culture, and provide guidance across the organisation as the business scales.

Qualifications

• Senior experience at Head of Risk, Head of Credit or Director level.
• Direct experience within invoice finance and/or payroll.
• Background in a growing SME, scale-up or entrepreneurial financial services business.
• Strong knowledge of credit risk, lending and portfolio management.
• Experience owning and improving processes, rather than following established frameworks.
• Hands-on, commercially minded leadership with the ability to guide others.
• Recruitment or staffing industry experience would be an advantage.

Responsibilities

• Take ownership of the company's risk function, policies and procedures.
• Lead and develop risk processes to support sustainable growth.
• Oversee credit, operational and portfolio risk.
• Identify potential risks and implement practical solutions.
• Collaborate with senior leadership to balance commercial opportunities with risk.
• Drive improvements and develop a strong risk culture.
• Provide leadership and guidance across the wider business.

Skills

Senior leadership

Credit risk

Portfolio management

Process ownership

Commercial mindset

Leadership experience

Job description

CMR Jobs Limited in the United Kingdom is seeking a Risk Lead to own and shape the company's risk function within a growing financial services business. You will lead risk processes, oversee credit, operational and portfolio risk, and work with senior leadership to balance commercial opportunities with risk.

This role offers real autonomy to drive improvements, develop a strong risk culture, and provide guidance across the organisation as the business scales.