Risk Lead

CMR Jobs Limited; England; On-site; GBP 90,000 - 120,000; Full time

Job summary

CMR Jobs Limited in the United Kingdom is seeking a Risk Lead to own and shape the company's risk function within a growing financial services business. You will lead risk processes, oversee credit, operational and portfolio risk, and work with senior leadership to balance commercial opportunities with risk.

This role offers real autonomy to drive improvements, develop a strong risk culture, and provide guidance across the organisation as the business scales.

Qualifications

• Senior experience at Head of Risk, Head of Credit or Director level.
• Direct experience within invoice finance and/or payroll.
• Background in a growing SME, scale-up or entrepreneurial financial services business.
• Strong knowledge of credit risk, lending and portfolio management.
• Experience owning and improving processes, rather than following established frameworks.
• Hands-on, commercially minded leadership with the ability to guide others.
• Recruitment or staffing industry experience would be an advantage.

Responsibilities

• Take ownership of the company's risk function, policies and procedures.
• Lead and develop risk processes to support sustainable growth.
• Oversee credit, operational and portfolio risk.
• Identify potential risks and implement practical solutions.
• Collaborate with senior leadership to balance commercial opportunities with risk.
• Drive improvements and develop a strong risk culture.
• Provide leadership and guidance across the wider business.

Skills

Senior leadership

Credit risk

Portfolio management

Process ownership

Commercial mindset

Leadership experience

Job description

Risk Lead

Ready to take ownership and make a real impact?

We're working with an ambitious, growing financial services business looking to appoint a Risk Lead to take ownership of its risk function and support its next stage of growth.

This is a fantastic opportunity for someone who enjoys building, improving and refining processes rather than working within a rigid corporate environment. You'll have the freedom to bring new ideas, challenge existing ways of working and play a key role in shaping the business.

The role

• Take ownership of the company's risk function, policies and procedures.


• Lead and develop risk processes, ensuring they support sustainable growth.


• Oversee credit, operational and portfolio risk.


• Identify potential risks and implement practical solutions.


• Work closely with senior leadership to balance commercial opportunities with risk.


• Drive improvements, introduce new ideas and develop a strong risk culture.


• Provide leadership and guidance across the wider business.

What we're looking for

• Senior experience at Head of Risk, Head of Credit or Director level.


• Essential: Direct experience within invoice finance and/or payroll.


• A background in a growing SME, scale-up or entrepreneurial financial services business.


• Strong knowledge of credit risk, lending and portfolio management.


• Experience owning and improving processes, rather than simply following established frameworks.


• A hands-on, commercially minded approach with strong leadership skills.


• Recruitment or staffing industry experience would be a real advantage.

What's on offer?

• A senior position with genuine autonomy and influence.


• The opportunity to shape and develop the risk function.


• A growing business where your ideas and experience can make a real difference.