Portfolio Risk Manager: Invoice Finance & Growth

Aldermore; Manchester; Hybrid; GBP 70,000 - 110,000; Full time

Benefits offered by this job

Hybrid working policy

Bonus potential

Core benefits

Job summary

Aldermore is seeking a Portfolio Manager in the Working Capital Solutions team to own risk management for a significant Invoice Finance and Asset Based Lending portfolio.

You will oversee reviews, credit papers, and Watch strategies, collaborating with Relationship Managers and offshore risk colleagues to steer risk and support sustainable growth. The role is hybrid with two days onsite.

Qualifications

• Strong Invoice Finance and Asset Based Lending knowledge.
• Experience reviewing credit performance and identifying risks.
• Ability to assess detailed credit information and communicate risks clearly.
• Confidence to make decisions and provide constructive challenge.
• Strong stakeholder collaboration across teams.
• Analytical mindset using MI and market trends.
• Clear communication with stakeholders and customers.

Responsibilities

• Own portfolio risk: oversee in-life performance and credit risk, spotting issues early.
• Oversee annual reviews: sign off large review papers and ensure understanding of risks.
• Support significant credit decisions: contribute to large credit papers with analysis and monitoring requirements.
• Act as onshore decision-maker for monitoring outcomes escalated by offshore teams.
• Manage Watch strategies: identify deteriorating performance and oversee Watch cases.
• Partner with Relationship Managers to share risk insight and challenge where needed.
• Analyze MI, market events and portfolio risks to translate findings into action.

Skills

Invoice Finance

Asset Based Lending

Risk assessment

Credit analysis

Stakeholder management

Analytical mindset

Job description

Aldermore is seeking a Portfolio Manager in the Working Capital Solutions team to own risk management for a significant Invoice Finance and Asset Based Lending portfolio.

You will oversee reviews, credit papers, and Watch strategies, collaborating with Relationship Managers and offshore risk colleagues to steer risk and support sustainable growth. The role is hybrid with two days onsite.