Senior Fraud Risk & Strategy Leader — Equity

Monzo; Cardiff; Remote; GBP 109,000 - 140,000; Full time

Benefits offered by this job

Equity

Incentive awards

Benefits package

Job summary

Monzo is seeking a Senior Fraud Risk Manager to lead our Financial Crime & Fraud Collective. You’ll drive fraud strategy across UK and EU banking products and partner with cross-functional squads to design and implement robust controls.

You’ll lead a growing team, staying ahead of evolving fraud patterns while delivering scalable risk programs. This role offers equity, incentive awards, and a comprehensive benefits package.

Qualifications

• Extensive experience leading fraud risk teams in regulated environments.
• Strong knowledge of UK and EU fraud regulations.
• Proven track record delivering end-to-end fraud programs.

Responsibilities

• Fraud strategy and operational execution across UK and EU banks.
• Develop and implement a robust control framework and SME on fraud.
• Embed threat intelligence and analytics to improve controls.
• Coordinate with Product, Engineering and Ops to align initiatives.
• Lead and develop the fraud risk team and nurture talent.

Skills

Fraud risk management

Team leadership

Regulatory knowledge (UK & EU)

Data analytics

Cross-functional collaboration

Job description

Monzo is seeking a Senior Fraud Risk Manager to lead our Financial Crime & Fraud Collective. You’ll drive fraud strategy across UK and EU banking products and partner with cross-functional squads to design and implement robust controls.

You’ll lead a growing team, staying ahead of evolving fraud patterns while delivering scalable risk programs. This role offers equity, incentive awards, and a comprehensive benefits package.