Senior Commercial Finance Analyst
We are looking for a Senior Analyst in our Commercial Finance team.
This role sits in the Commercial Finance team who are responsible for financial planning and performance management across the business, collaborating with senior management to understand and model business drivers.
Who are we?
We’re Funding Circle. We back small businesses to succeed.
At Funding Circle, we believe the world needs small businesses. That’s why we’ve made it our mission to help them get the finance they need to grow.
With more than a decade of expertise under our belt, we’ve built a game-changer of a platform with cutting-edge data and technology that’s reshaping the landscape of SME lending. Say goodbye to lengthy applications and hello to lightning-fast decisions! In just minutes, SMEs across the UK can get a decision, giving them access to competitive funding in a flash.
We know that good business is about good people. So we pride ourselves on providing meaningful, human support as well as fast, hassle free processes to deliver an unbeatable customer experience.
The role
As a Senior Commercial Finance Analyst, you will be a key business partner, providing financial insight and analysis to support strategic decision-making. Your responsibilities will include business partnering, financial modelling, performance analysis, and supporting business planning processes.
Business partnering - provide financial support and analysis to the stakeholders throughout the business. Develop a detailed understanding of how the business operates in order to support and challenge decision makers
FlexiPay product (balance sheet lending) - contribute to the development of financial models to project future loan issuance and profitability. Interpret and challenge outputs from the Risk team regarding expected loss forecasting
Develop and maintain financial models to support business planning, forecasting, and scenario analysis
Prepare and present financial reports to senior management, providing insights into business performance and key trends
Analyse financial data to identify opportunities for improvement in efficiency, profitability, and growth
Proactively problem solving, identifying and confidently mitigating any risks, issues or control weaknesses that arise in your day-to-day
What we’re looking for
Qualified or Part-Qualified accountant (ACA, ACCA, CIMA or equivalent).
Experience within the financial services industry, including IFRS 9 and other relevant financial principles
Excellent analytical and problem-solving skills, with the ability to interpret complex financial data
Strong communication and presentation skills, with the ability to effectively communicate financial information to non-financial stakeholders
At Funding Circle we are committed to building diverse teams so please apply even if your past experience doesn’t align perfectly with the requirements.
Want to learn more?
We have a huge impact on the businesses that borrow through our platform, the communities they serve and the overall economy (last year £6.9bn of GDP generated). You can read our full Impact Report here:https://www.fundingcircle.com/uk/impact And we’re still evolving! Our award-winning multi-product platform is solving more SME finance challenges than ever before. We think big, rally together and meet the needs of SME customers like no other.
Why join us?
At Funding Circle, we celebrate and support the differences that make you, you. We’re proud to be an equal-opportunity workplace and affirmative-action employer. We truly believe that diversity makes us better.
As a flexible-first employer we offer hybrid working at Funding Circle, and we've long believed in a 'best of both' approach to in-office collaboration and non-office days. We expect our teams to be in our London office three times a week, where you can take advantage of our newly refurbished hybrid working space, barista made coffee and subsidised lunches (via JustEat) every day!
We back our Circlers to build their own incredible career, making a difference to small businesses every day. Our Circler proposition is designed to support employees both in and out of work, and it is anchored around four pillars: Health, Wealth, Development & Lifestyle.
A few highlights:
Flexibility: We provide you with a benefit allowance so that you can tailor your benefit selection to you and your family’s needs.
Health:Private Medical Insurance, Dental Insurance, Health Cash Plan, Health Assessments (including female fertility health assessments), eyecare vouchers, flu jabs, Wellhub (for discounted flexible gym membership and access to wellbeing apps) access to a free Employee Assistance Programme and free Digital GP for yourself and any children under 16.
Wealth:Life Assurance, Income Protection, Critical Illness Cover, financial coaching through Octopus Money Coach, a tax-advantaged share scheme, a free mortgage advisor partnership and discounts across numerous retailers through Perks at Work.
Development: Dedicated annual Learning & Development allowance and full access to internal learning platform.
Lifestyle:Electric Car Scheme, Cycle to Work scheme, Season Ticket Loans, and more!
And finally, we have award winning parental leave policies supporting parents through enhanced maternity, partner and adoption leave, as well as additional leave for parental bereavement and for fertility treatments.
Ready to make a difference? We’d love to hear from you.
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