Regulatory Compliance & Risk Lead

Together Financial Services Limited; Heald Green; Remote; GBP 60.000 - 90.000; Vollzeit

Benefits dieser Stelle

26 days holiday

Birthday day off

Bank holidays

Company holiday homes

Buy & sell holidays

Discretionary annual bonus

Shared Reward Bonus

Life assurance

Critical illness cover

Travel season ticket loans

Ride to work

Gym access

Bar/restaurant discounts

Zusammenfassung

Together Financial Services Limited is seeking a Compliance Manager to oversee second line of defence and provide regulatory guidance to the business to ensure compliance and positive customer outcomes. You will collaborate with Product, Sales and Operations to interpret regulations, review policies and drive risk-based improvements.

The role focuses on maintaining robust compliance frameworks, supporting change initiatives, and building strong relationships with stakeholders, while upholding

Qualifikationen

• Previous experience in a Compliance, Risk, or Regulatory Advisory role within the mortgage, lending, or wider financial services sector.
• Good working knowledge of FCA regulatory requirements and associated guidance, particularly Mortgage Conduct of Business (MCOB) and Consumer Duty.
• Experience of interpreting and applying regulatory requirements to business activities, customer journeys, policies, and governance frameworks.
• Strong analytical skills with the ability to assess regulatory and conduct risks, exercise sound judgement, and make proportionate risk-based recommendations.
• Ability to identify emerging risks, regulatory developments, and potential business impacts through effective horizon scanning and research.
• Strong written and verbal communication skills, with the ability to explain complex regulatory requirements clearly and influence stakeholders at all levels.
• Ability to build effective working relationships and provide pragmatic advice, guidance, and constructive challenge to business stakeholders.
• Strong organisational skills, with the ability to manage competing priorities in a fast-paced environment.
• Curious and inquisitive mindset, demonstrating critical thinking and a proactive approach to continuous improvement.
• Collaborative and solutions-focused approach, balancing regulatory requirements with commercial considerations and customer outcomes.
• Confidence to challenge appropriately and escape concerns where required.

Aufgaben

• Provide timely and practical regulatory advice to business units and support good customer outcomes.
• Review customer communications, policies and procedures for regulatory alignment with expectations and internal standards.
• Identify and escalate potential conduct risks to senior compliance colleagues and management, following established escalation procedures.
• Support the implementation and embedding of regulatory change initiatives across business processes.
• Attend relevant working groups and forums to provide compliance input to business activities and change initiatives.
• Maintain compliance policies, procedures, and guidance under the direction of senior team members.
• Conduct horizon scanning activities and communicate the potential impact of regulatory developments to relevant stakeholders.
• Build effective working relationships with stakeholders, providing guidance, consultation and constructive challenge to support compliance, effective risk management and good customer outcomes.
• Provide compliance input to projects, initiatives and business change activities as required.
• Promote a positive compliance culture through knowledge sharing, awareness activities and reinforcement of regulatory and customer outcome obligations.
• Assist in the production of compliance management information, reports, and dashboards to support oversight and decision-making.
• Prepare ad-hoc compliance reports, analysis and briefing materials for key stakeholders.

Kenntnisse

Compliance experience

Regulatory knowledge

Regulatory interpretation

Analytical skills

Horizon scanning

Communication skills

Stakeholder management

Organisational skills

Curiosity

Collaborative mindset

Challenge culture

Jobbeschreibung

Together Financial Services Limited is seeking a Compliance Manager to oversee second line of defence and provide regulatory guidance to the business to ensure compliance and positive customer outcomes. You will collaborate with Product, Sales and Operations to interpret regulations, review policies and drive risk-based improvements.

The role focuses on maintaining robust compliance frameworks, supporting change initiatives, and building strong relationships with stakeholders, while upholding