Mortgage Underwriting QA Specialist (Hybrid)

Ultimate Banking Ltd; Tipton; Híbrido; GBP 32 000 - 36 000; Tempo integral

Vantagens oferecidas por esta oferta de emprego

Hybrid work model

Bonus & benefits

Resumo da oferta

Ultimate Banking Ltd. seeks an experienced manual mortgage underwriter to join its Lending team as a Quality Assurance Associate. The role focuses on first-line oversight of underwriting quality and ensuring adherence to lending policy and procedures.

Based in the West Midlands with a hybrid pattern (2–3 days at home after probation), the successful candidate will review applications, document decisions, and provide coaching to improve consistency and policy compliance.

Qualificações

• Proven experience as a manual mortgage underwriter.
• Ability to assess underwriting decisions against policy and regulatory requirements.
• Experience providing feedback or coaching is advantageous.

Responsabilidades

• Review mortgage applications and underwriting decisions for quality and compliance.
• Ensure decisions are within policy limits and properly documented.
• Maintain audit trails of QA activity and sampling results.
• Identify trends and risks in underwriting processes and raise them to leadership.
• Provide constructive feedback to improve underwriting quality and consistency.

Conhecimentos

Manual mortgage underwriting

Formação académica

CeMAP

Descrição da oferta de emprego

Ultimate Banking Ltd. seeks an experienced manual mortgage underwriter to join its Lending team as a Quality Assurance Associate. The role focuses on first-line oversight of underwriting quality and ensuring adherence to lending policy and procedures.

Based in the West Midlands with a hybrid pattern (2–3 days at home after probation), the successful candidate will review applications, document decisions, and provide coaching to improve consistency and policy compliance.