Mortgage Underwriter - Hybrid (CeMAP Funded) & Career Progression

Fintelligent Search; Manchester; Hybride; GBP 32 000 - 34 000; Plein temps

Avantages offerts par ce poste

Fully funded CeMAP qualification

Hybrid working after probation

25 days' annual leave

Healthcare cash plan

Pension scheme with up to 5% employer

Monthly performance bonus

Résumé du poste

Fintelligent Search is seeking a Mortgage Underwriter in the United Kingdom to join a growing specialist lender. You will assess second-charge mortgage applications and ensure they meet lending criteria while documenting and progressing cases to completion.

The role offers structured training, funded CeMAP qualification and a clear long-term career progression, with a hybrid working pattern after probation and a competitive monthly bonus.

Qualifications

• 12 months' experience assessing or processing loan, mortgage or finance applications.
• Experience reviewing income and expenditure information as part of a lending process.
• Previous experience within lending, mortgages, financial services or another regulated environment.
• Strong attention to detail and the ability to assess information accurately.
• Good communication skills, with confidence liaising with customers and internal teams.
• A structured and organised approach to managing multiple cases and deadlines.
• A genuine interest in developing a career in mortgage lending and underwriting.

Responsabilités

• Review and manually assess second-charge mortgage applications in line with lending criteria.
• Verify customer documentation and request further information where required.
• Assess income, expenditure and affordability to support responsible lending decisions.
• Identify potential risks, inconsistencies or missing information within applications.
• Maintain accurate and up-to-date case records throughout the application process.
• Liaise with customers and internal stakeholders to progress cases efficiently.
• Manage a caseload in line with agreed service levels, quality standards and KPIs.
• Ensure all work is completed in accordance with company processes, regulatory requirements and responsible lending principles.
• Develop your knowledge of specialist lending and underwriting through structured training and hands-on experience.

Connaissances

Attention to detail

Communication skills

Organised

Career development

Outils

CeMAP

Description du poste

Fintelligent Search is seeking a Mortgage Underwriter in the United Kingdom to join a growing specialist lender. You will assess second-charge mortgage applications and ensure they meet lending criteria while documenting and progressing cases to completion.

The role offers structured training, funded CeMAP qualification and a clear long-term career progression, with a hybrid working pattern after probation and a competitive monthly bonus.