Mortgage Advisor

2mrw Group; Metropolitan Borough of Solihull; On-site; GBP 40,000 - 60,000; Full time

Job summary

A financial services company in the UK is seeking a skilled professional to provide expert guidance on Buy to Let finance and Islamic Bridge Finance. This role involves overseeing home finance applications, ensuring compliance, and delivering high-quality customer service. The ideal candidate has prior experience in home finance or mortgage lending, is knowledgeable about UK regulations, and possesses strong organizational and relationship-building skills. Commitment to ethical standards is also crucial.

Qualifications

• Previous experience in home finance or related fields is essential.
• Ability to navigate common IT systems to assist clients effectively.
• Strong understanding of regulatory requirements in home finance.

Responsibilities

• Oversee regulated and non-regulated home finance applications.
• Provide tailored product recommendations based on customer needs.
• Conduct due diligence on applications and assess associated risks.

Skills

Organisational abilities

Time-management

Knowledge of UK mortgage market

Client advising

Relationship-building

Education

CeMap or equivalent

Tools

Common IT systems

Job description

In this exciting role, you'll provide expert guidance on Buy to Let (BTL) finance, ensuring our customers receive the best financial solutions tailored to their needs. You'll also play a key role in promoting Islamic Bridge Finance, expanding our product offerings.

Key Accountabilities

• To oversee both Regulated (Home Purchase Plan) and Non‑Regulated (Buy to Let) home finance applications to completion, adhering to SLAs.
• Provide tailored product, term, and payment recommendations based on customer needs and circumstances.
• Ensuring all finance applications adhere to policy and criteria.
• Deliver high‑quality, compliant customer service.
• Conduct extensive due diligence on applications and assess risk.
• Achieve individual targets and contribute to the overall performance of the business, minimising risk.
• Continuously develop market and regulatory knowledge.
• Deliver continuous management information (MI), monitoring lead sources and their results.
• Generate leads and track potential customers to achieve new business goals.
• Achieve and maintain competence through continued professional development requirements.
• Comply with the principles of Conduct Risk, Treating Customers Fairly, and Consumer Duty regulations.

Essential Skills and Experience

• Previous experience in home finance, mortgage lending, or related fields.
• Experience in advising clients on home purchase plans (HPP) or similar financial products.
• Proficient in computer use with the ability to navigate common IT systems.
• Strong organisational and time‑management abilities with the capacity to prioritise tasks.
• Understanding of the UK mortgage and Islamic finance market.
• Knowledge of regulatory requirements and industry best practices related to home finance and mortgage lending.
• Commitment to upholding ethical standards and promoting sharia‑compliant financial solutions.
• A collaborative team player with strong relationship‑building skills who is motivated, proactive and highly engaged.
• CeMap or equivalent.