Lead, Challenger Pricing & Telematics Innovation (Hybrid)

Hastings Direct; Bexhill-on-Sea; On-site; GBP 90,000 - 130,000; Full time

Benefits offered by this job

Car allowance

Hybrid working

4Cs bonus

Private medical

Life assurance

Pension contributions

Mental wellbeing

Annual leave

Job summary

Hastings Direct seeks a Head of Challenger Pricing (Telematics) to challenge and outperform our motor pricing strategy. You will develop new methodologies, sharpen risk segmentation and leverage telematics and behavioral data to improve risk selection and commercial performance.

You will collaborate with Pricing, Data and Analytics teams to move ideas from experimentation to live pricing, delivering measurable value and scalable impact across Hastings Direct.

Qualifications

• Experience in insurance pricing, predictive modelling or advanced analytics, preferably in motor/telematics.
• Proven ability to test and implement data-led pricing innovations.
• Strong problem-solving and hypothesis-driven testing skills.
• Strong problem-solving skills, with the ability to form clear hypotheses, design robust tests and translate findings into action.
• Comfort working with ambiguity, building from first principles and taking ideas from concept through to implementation.
• Strong commercial judgement and a clear understanding of how pricing decisions influence risk selection, customer value and portfolio performance.

Responsibilities

• Develop and maintain challenger pricing methodologies to outperform incumbents.
• Identify opportunities to outpace current pricing approaches through data and experiments.
• Design and execute controlled pricing experiments and deploy into live pricing.
• Explore new data sources and risk signals for sharper pricing.
• Alternative Data & New Risk Signals: Explore the use of telematics, behavioural and non-traditional data sources - don’t constrain yourself to what we use today or even what we have. Identify new signals that improve pricing precision and customer selection.

Skills

Pricing & analytics

Pricing strategy

Telematics data

Stakeholder influence

Ambiguity handling

Commercial judgement

Tools

Python

R

SQL

Job description

Hastings Direct seeks a Head of Challenger Pricing (Telematics) to challenge and outperform our motor pricing strategy. You will develop new methodologies, sharpen risk segmentation and leverage telematics and behavioral data to improve risk selection and commercial performance.

You will collaborate with Pricing, Data and Analytics teams to move ideas from experimentation to live pricing, delivering measurable value and scalable impact across Hastings Direct.