Hybrid Personal Lines Underwriter — Private Car Strategy

NFU Mutual; United Kingdom; Hybrid; GBP 54,000 - 66,000; Full time

Benefits offered by this job

Annual bonus up to 17.5%

Pension scheme up to 20%

25 days annual leave + bank holidays

Family friendly policy

Private medical insurance

Dental insurance

Employee discounts

Life Assurance 4x salary

Gym membership contribution

Job summary

NFU Mutual is seeking a Personal Lines Technical Underwriter with a focus on Private Car to shape underwriting strategy and risk appetite. The role emphasizes data-driven judgement, collaboration, and the articulation of clear guidance for agents and underwriters.

The successful candidate will work in a hybrid model, spending time at home and at NFU Mutual offices, and contribute to sustainable, profitable growth while ensuring fair customer outcomes.

Qualifications

• Strong Personal Lines underwriting experience including Private Car.
• Ability to develop and implement underwriting strategy and risk appetite.
• Proven ability to analyse portfolio performance and market data.

Responsibilities

• Shape underwriting strategy and risk appetite for Personal Lines, Private Car focus.
• Translate appetite into practical terms for agents and underwriters.
• Use data and MI to drive evidence-based decisions and improvements.
• Collaborate across functions to align underwriting guidance and processes.

Skills

Private Car underwriting

Underwriting strategy

Data analysis

Stakeholder management

Communication skills

Job description

NFU Mutual is seeking a Personal Lines Technical Underwriter with a focus on Private Car to shape underwriting strategy and risk appetite. The role emphasizes data-driven judgement, collaboration, and the articulation of clear guidance for agents and underwriters.

The successful candidate will work in a hybrid model, spending time at home and at NFU Mutual offices, and contribute to sustainable, profitable growth while ensuring fair customer outcomes.