Head of Credit Risk- Mortgages

JR United Kingdom; Portsmouth; On-site; GBP 70,000 - 110,000; Full time

Job summary

A leading financial firm is seeking an interim Head of Credit Risk specializing in mortgages. This role requires extensive experience in credit risk management, regulatory knowledge, and the ability to enhance decision-making capabilities. Ideal candidates will have a strong track record in promoting a positive risk culture and collaborating with stakeholders.

Qualifications

• Extensive experience working within mortgages.
• Ability to develop risk management frameworks.
• Experience presenting to Board and promoting risk culture.

Responsibilities

• Manage credit risk throughout the credit lifecycle.
• Lead and implement risk management initiatives.
• Collaborate with internal and external partners.

Skills

Credit Risk Management

Mortgage Expertise

Continuous Improvement

Regulatory Knowledge

Job description

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Head of Credit Risk- Mortgages, Portsmouth, Hampshire

Client: MERJE

Location:

Portsmouth, Hampshire, United Kingdom

Job Category:

Other

-

EU work permit required:

Yes

Job Views:

3

Posted:

06.06.2025

Expiry Date:

21.07.2025

Job Description:

Our client is seeking an interim Head of Credit Risk with strong mortgage experience. This is a short-term contract role with an immediate start.

Key Requirements:

• Extensive experience working within mortgages
• Practical experience managing credit risk throughout the credit lifecycle
• Knowledge of expert and judgmental lending approaches, as well as portfolio/modelled approaches
• Experience developing, implementing, and embedding risk management frameworks, collaborating with internal and external partners
• Ability to develop and enhance management information capabilities for oversight and decision-making
• Understanding of the regulatory environment related to credit risk and UK banking/financial services market trends
• Experience leading continuous improvement initiatives
• Experience presenting to Board, Non-executive directors, or regulators
• Ability to promote a positive risk culture within the organization