Head of Credit Risk- Mortgages

JR United Kingdom; Bournemouth; On-site; GBP 70,000 - 90,000; Full time

Job summary

A leading company in the financial services sector is seeking an Interim Head of Credit Risk based in Bournemouth. This short-term contract role requires extensive mortgage experience and strong leadership in credit risk management. The successful candidate will have a solid understanding of the regulatory environment and will be responsible for developing risk management frameworks while promoting a positive risk culture.

Qualifications

• Extensive experience working within mortgages.
• Experience in developing and embedding risk management frameworks.
• Proven ability to present to boards or regulators.

Responsibilities

• Manage credit risk throughout the credit lifecycle.
• Develop management information capabilities for oversight.
• Lead continuous improvement initiatives.

Skills

Credit Risk Management

Mortgage Experience

Regulatory Knowledge

Management Information Development

Continuous Improvement Initiatives

Risk Culture Promotion

Job description

Head of Credit Risk- Mortgages, Bournemouth

Client: MERJE

Location: Bournemouth, United Kingdom

Job Category: Other

EU work permit required: Yes

Job Views:

3

Posted:

06.06.2025

Expiry Date:

21.07.2025

Job Description:

Our client is seeking an Interim Head of Credit Risk with strong mortgage experience. This is a short-term contract role with an immediate start.

Key Requirements:

• Extensive experience working within mortgages.
• Practical experience managing credit risk throughout the credit lifecycle.
• Knowledge of expert and judgmental lending approaches, as well as portfolio/modelled approaches to credit risk management.
• Experience in developing, implementing, and embedding risk management frameworks, collaborating with internal and external partners.
• Ability to develop and enhance management information capabilities for oversight and decision-making.
• Understanding of the regulatory environment related to credit risk and familiarity with UK banking and financial services market trends and upcoming regulatory changes.
• Experience leading continuous improvement initiatives in business-as-usual operations.
• Previous experience presenting to Boards, Non-executive directors, or regulators.
• Proven ability to promote a positive risk culture within a business, function, and team.