Head of Credit Risk- Mortgages

JR United Kingdom; Southampton; On-site; GBP 80,000 - 120,000; Full time

Job summary

A leading financial client is seeking an Interim Head of Credit Risk specialized in mortgages for a short-term contract role in Southampton. The position requires robust experience in managing credit risk, overseeing the regulatory landscape, and promoting a positive risk culture within teams. Ideal candidates will have a track record of continuous improvement and strong communication with senior stakeholders.

Qualifications

• Proven experience in mortgage credit risk management.
• Familiarity with regulatory environment concerning credit risk.
• Strong leadership skills and ability to promote risk culture.

Responsibilities

• Lead credit risk management throughout the credit lifecycle.
• Develop and embed risk management frameworks.
• Enhance management information for oversight and decision-making.

Skills

Credit Risk Management

Mortgages

Regulatory Knowledge

Risk Framework Development

Presentation Skills

Job description

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Head of Credit Risk- Mortgages, Southampton

Client:

MERJE

Location:

Southampton, United Kingdom

Job Category:

Other

-

EU work permit required:

Yes

Job Views:

3

Posted:

06.06.2025

Expiry Date:

21.07.2025

Job Description:

Our client is seeking an Interim Head of Credit Risk with strong mortgages experience for a short-term contract role with an immediate start.

Key Requirements:

• A career history within mortgages
• Practical experience managing credit risk through the credit lifecycle
• Experience with expert and judgmental lending approaches, as well as portfolio/modelled approaches to managing credit risk
• Experience developing and embedding risk management frameworks and collaborating with internal and external partners
• Experience enhancing management information capabilities for oversight and decision-making
• Knowledge of the regulatory environment related to credit risk and understanding of UK banking/financial market trends and upcoming regulations
• Experience leading continuous improvements in business-as-usual activities
• Prior experience presenting to Board, Non-executive directors, or regulators
• Ability to promote a positive risk culture within teams