Head of Credit Risk- Mortgages

JR United Kingdom; Gloucester; On-site; GBP 80,000 - 120,000; Full time

Job summary

A leading financial services client is seeking an Interim Head of Credit Risk specializing in mortgages. This short-term contract role requires a skilled professional who can manage credit risk effectively, develop risk management frameworks, and collaborate with various stakeholders. Ideal candidates will possess extensive mortgage experience and a strong understanding of the regulatory environment.

Qualifications

• Extensive experience within mortgages.
• Practical experience managing credit risk throughout the credit lifecycle.
• Experience presenting to Boards or regulators.

Responsibilities

• Lead the management of credit risk throughout its lifecycle.
• Develop and embed risk management frameworks with partners.
• Promote a positive risk culture within teams.

Skills

Expert and judgmental lending approaches

Portfolio/modelled approaches

Risk management frameworks

Management information capabilities

Regulatory environment understanding

Job description

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Head of Credit Risk - Mortgages, Gloucester

Client: MERJE

Location: Gloucester, United Kingdom

Job Category: Other

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EU work permit required: Yes

Job Views: 3

Posted: 06.06.2025

Expiry Date: 21.07.2025

Job Description:

Our client is seeking an Interim Head of Credit Risk with strong mortgages experience. This is a short-term contract role with an immediate start.

Key Requirements:

• Extensive experience within mortgages
• Practical experience managing credit risk throughout the credit lifecycle
• Knowledge of expert and judgmental lending approaches, as well as portfolio/modelled approaches
• Experience developing and embedding risk management frameworks, collaborating with internal and external partners
• Ability to enhance management information capabilities for oversight and decision-making
• Understanding of the regulatory environment related to credit risk and UK banking/financial services trends
• Experience leading continuous improvements in business-as-usual operations
• Experience presenting to Boards, Non-executive directors, or regulators
• Ability to promote a positive risk culture within teams